Middlesex County and Reading Town property record for 15 Libby Ave, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,078 sqft · built 1957 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $716,000 (Dec 2023) |
| Tax Bill | $7,863 (2026) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:023.0-0000-0171.0 |
| Primary APN | READ M:023.0-0000-0171.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,078 sqft Living Area |
| Gross Area | 2,802 sqft |
| Basement Area | 862 sqft |
| Unfinished Basement | 517 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,002 sqft (0.344 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 93000000128 |
|---|---|
| Street Address | 15 LIBBY AVE |
| City | READING |
| State | MA |
| Zip | 01867-1935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 334400 |
15 Libby Ave is owned and occupied by two individuals who bought it in December 2023.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 LIBBY AVE, READING, MA 01867-1935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND CREDIT UNION |
| May 11, 2022 | Deed of Trust, Mortgage · Line of Credit NORTHERN BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2023 · Amount on File |
| Deed Sale | Dec 15, 2023 · Amount on File |
| Prior Sale | Mar 30, 1994 · Amount on File |
| Deed Document Number | 2023143420 |
| Deed Book / Page | 82315 / 208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Dec 15, 2023 |
| Property Address | 15 LIBBY AVE, READING, MA 01867-1935 |
| Document Number | 082315-208 |
| Book / Page | 82315 / 208 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 143420 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 15 LIBBY AVE, READING, MA 01867-1935 |
| Document Number | 0000143421 |
|---|---|
| Date | Dec 15, 2023 |
| Instrument | 143421 |
| Name | ROCKLAND CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Jan 1, 2029 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 15 LIBBY AVE, READING, MA 01867-1935 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080109-160 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 80109/160 |
| Instrument | 70686 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 15 Libby Ave was $7,863, up 2.1% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,863.00 (+2.1%) | $717,400 (+6.11%) Land $419,400 Building $297,300 | $812,154 (+5.48%) |
| 2025 | $7,701.00 (-6.67%) | $676,100 (-3.96%) Land $395,200 Building $280,900 | $769,975 (+15.32%) |
| 2024 | $8,251.00 (-2.27%) | $704,000 (+4.98%) Land $372,600 Building $331,400 | $667,660 |
| 2023 | $8,443.00 | $670,600 Land $354,900 Building $315,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Libby Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Feb 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Libby Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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