15 Lessard Ter, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 15 Lessard Ter, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1957
Lot Size	0.27 acres (11,760 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Mar 2022)
Tax Bill	$5,484 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0017 B:0051 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0017 B:0051 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	2,336 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,760 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	15 LESSARD TER
City	ROWLEY
State	MA
Zip	01969-1738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	51
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1042
Census Tract	270100

Owner

Source: Essex County and Rowley Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 LESSARD TER, ROWLEY, MA 01969-1738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP
Aug 6, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage BRADFORD N EMMER
Apr 6, 2020	Warranty Deed, Transfer NOT AVAILABLE
Aug 27, 2019	Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2022 · Amount on Record
Deed Sale	Mar 2, 2022 · Amount on Record
Prior Sale	Aug 6, 2020 · Amount on Record
Deed Book / Page	40763 / 405
Record Updated	Sep 20, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Mar 2, 2022
Property Address	15 LESSARD TER, ROWLEY, MA 01969-1738
Document Number	040763-405
Book / Page	40763 / 405
Instrument Date	Mar 2, 2022
Instrument	20220302002230
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15 LESSARD TER, ROWLEY, MA 01969-1738

Mortgage

Document Number	220302002240
Date	Mar 2, 2022
Instrument	220302002240

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWLEY MA
Recording Date	Aug 6, 2020
Property Address	15 LESSARD TER, ROWLEY, MA 01969-1738
Document Number	38795-380
Book / Page	38795 / 380
Instrument Date	Aug 4, 2020
Instrument	20200806003960
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 LESSARD TER, ROWLEY, MA 01969-1738

Mortgage

Document Number	200806003970
Date	Aug 6, 2020
Instrument	200806003970

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	15 LESSARD TER, ROWLEY, MA 01969-1738
Document Number	38426-437
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	35 VILLAGE RD #100 MIDDLETON MA 019491238, 100, MIDDLETON, MA 01949-1238

Mortgage

Document Number	38426-437
Date	Apr 16, 2020
Book Page	038426/000437
Instrument	16001930

Lender

Name	BRADFORD N EMMER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWLEY MA
Recording Date	Apr 6, 2020
Property Address	15 LESSARD TER, ROWLEY, MA 01969-1738
Document Number	38397-88
Book / Page	038397 / 000088
Instrument Date	Feb 20, 2020
Instrument	6001830
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$887.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15 LINCOLN ST #261 WAKEFIELD MA 018803001, 261, WAKEFIELD, MA 01880-3001

August 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	ROWLEY MA
Recording Date	Aug 27, 2019
Property Address	15 LESSARD TER, ROWLEY, MA 01969-1738
Document Number	37788-241
Book / Page	037788 / 000241
Instrument Date	Jul 1, 2019
Instrument	1908272930
Transaction Type	Foreclosure
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$988.97
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,484.00 (+3.8%)	$465,900 (+6.71%) Land $244,200 Building $221,700	$505,400
2024	$5,283.00 (+0.04%)	$436,600 (+7.64%) Land $232,600 Building $204,000
2023	$5,281.00	$405,600 Land $202,200 Building $203,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

15 Lessard Ter, Rowley, MA 01969 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2019: Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Lessard Ter

Nearby Streets

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