15 Ledgecrest Ter, Manchester, CT 06040 Property Records

Manchester Town property record for 15 Ledgecrest Ter, Manchester, CT 06040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,634 sqft · built 1978
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$572,000 (Aug 2026)
Tax Bill	$9,378 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`342000015`

Property Details

APN / Parcel Number

Primary APN	`342000015`
Alternative APNs	`MANC M:52 B:3420 L:15` `MCHS M:52 B:3420 L:15`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,634 sqft Living Area
Gross Area	4,494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	342000015
Street Address	15 LEDGECREST TER
City	MANCHESTER
State	CT
Zip	06040-6918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A.A
Legal Block	3420
Legal Lot Number	15
Jurisdiction	MANCHESTER CT
Township / Civil Division	MANCHESTER
Census Block Group	1
Census Block	1017
Census Tract	515102

Owner

15 Ledgecrest Ter is owned and occupied by two individuals who bought it in August 2026.

Source: Manchester Town records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 LEDGECREST TER, MANCHESTER, CT 06040-6918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Warranty Deed, Transfer · Conventional Mortgage TOTAL MORTGAGE SERVICES
Nov 13, 2023	Warranty Deed, Transfer · FHA Mortgage NAVY FCU
Aug 24, 2021	Warranty Deed, Transfer
May 20, 2020	Deed of Trust, Mortgage · Balloon Mortgage WEBSTER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on File
Deed Sale	Aug 4, 2026 · Amount on File
Prior Sale	Nov 13, 2023 · Amount on File
Deed Document Number	2026
Deed Book / Page	4797 / 197
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CT
Recording Date	Aug 4, 2026
Property Address	15 LEDGECREST TER, MANCHESTER, CT 06040-6918
Document Number	4797000197
Book / Page	4797 / 197
Instrument Date	Jul 6, 2026
Transaction Type	Transfer
Record Updated	Aug 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15 LEDGECREST TER, MANCHESTER, CT 06040-6918

Mortgage

Date	Aug 4, 2026

Lender

Name	TOTAL MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CT
Recording Date	Nov 13, 2023
Property Address	15 LEDGECREST TER, MANCHESTER, CT 06040-6918
Document Number	004727-645
Book / Page	4727 / 645
Instrument Date	Nov 9, 2023
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	6787690023
Date	Nov 13, 2023
Instrument	6787690023

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CT
Recording Date	Aug 24, 2021
Property Address	15 LEDGECREST TER, MANCHESTER, CT 06040-6918
Document Number	004662-117
Book / Page	4662 / 117
Instrument Date	Aug 11, 2021
Instrument	6600620003
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15 LEDGECREST TER, MANCHESTER, CT 06040-6918

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CT
Property Address	15 LEDGECREST TER, MANCHESTER, CT 06040-6918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4616-544
Date	May 20, 2020
Book Page	4616/544

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15 Ledgecrest Ter was $9,378.

Source: Manchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Manchester Town
Unified School District	Manchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,378.00	$235,500 Land $51,400 Building $184,100	$164,850 Land $35,980 Building $128,870
2024	$9,378.00 (+7.04%)
2023	$8,761.00 (+3%)	$235,500 (-) Land $51,400 Building $184,100
2022	$8,506.00	$235,500 Land $51,400 Building $184,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15 Ledgecrest Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Ledgecrest Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER DEPARTMENT serves 51,198 people · EPA ID CT0770021
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Frontier, Verizon.

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