15 Ledge Meadow Ln, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 15 Ledge Meadow Ln, Phippsburg, ME 04562

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,008 sqft · built 1986
Lot Size	5.12 acres (223,027 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,710 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PHIP M:012 L:002`

Property Details

APN / Parcel Number

Primary APN	`PHIP M:012 L:002`
Alternative APN	`523`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	223,027 sqft (5.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	523
Street Address	15 LEDGE MEADOW LN
City	PHIPPSBURG
State	ME
Zip	04562-4527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Lot Number	2
Jurisdiction	PHIPPSBURG ME
Township / Civil Division	PHIPPSBURG
Census Block Group	2
Census Block	2010
Census Tract	970700

Owner

15 Ledge Meadow Ln is owned and occupied by two individuals.

Source: Sagadahoc County and Phippsburg Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 LEDGE MEADOW LN, PHIPPSBURG, ME 04562-4527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2018	Deed of Trust, Mortgage · Line of Credit MACHIAS SVGS BK
Jul 16, 2018	Deed of Trust, Mortgage MACHIAS SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	15 LEDGE MEADOW LN, PHIPPSBURG, ME 04562-4527
Document Number	0000008596
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 LEDGE MEADOW LN PHIPPSBURG ME 045624527, PHIPPSBURG, ME 04562-4527

Mortgage

Document Number	0000008596
Date	Dec 6, 2018
Instrument	8596

Lender

Name	MACHIAS SVGS BK
Type	Federal Savings Bank
Address	MACHIAS, ME 04654

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2048

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	15 LEDGE MEADOW LN, PHIPPSBURG, ME 04562-4527
Document Number	0000004784
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 LEDGE MEADOW LN PHIPPSBURG ME 045624527, PHIPPSBURG, ME 04562-4527

Mortgage

Document Number	0000004784
Date	Jul 20, 2018
Instrument	4784

Lender

Name	MACHIAS SVGS BK
Type	Federal Savings Bank
Address	MACHIAS, ME 04654

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 19, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 15 Ledge Meadow Ln was $6,710, up 4.8% from the year before.

Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Phippsburg Town
Unified School District	Regional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,710.00 (+4.84%)	$543,300 (-) Land $153,600 Building $389,700
2024	$6,400.00 (+2.98%)	$543,300 (-) Land $153,600 Building $389,700
2023	$6,215.00 (+13.04%)	$543,300 (-) Land $153,600 Building $389,700
2022	$5,498.00	$543,300 Land $153,600 Building $389,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15 Ledge Meadow Ln in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Mar 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Ledge Meadow Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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