15 Laurel St, Northampton, MA 01060 Property Records

Hampshire County and Northampton City property record for 15 Laurel St, Northampton, MA 01060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,738 sqft · built 2015
Lot Size	0.257 acres (11,195 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Jun 2016)
Tax Bill	$8,102 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Apr 2020 Mortgage
APN	`NHAM M:038A B:0143 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:038A B:0143 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,738 sqft Living Area
1st Floor Area	869 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	11,195 sqft (0.257 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	15 LAUREL ST
City	NORTHAMPTON
State	MA
Zip	01060-3633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	143
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	3
Census Block	3030
Census Tract	822200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Northampton State Hospital listed 1994 · 62 contributing resources · NRIS 94000696

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 LAUREL ST, NORTHAMPTON, MA 01060-3633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2019	Deed of Trust, Mortgage · Line of Credit GREENFIELD COOPERATIVE BANK
Apr 10, 2020	Deed of Trust, Mortgage · Balloon Mortgage GREENFIELD COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2016 · Amount on Record
Deed Sale	Jun 6, 2016 · Amount on Record
Prior Sale	Jul 2, 2015 · Amount on Record
Deed Book / Page	12294 / 123
Transfer Doc	12294-123
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	15 LAUREL ST, NORTHAMPTON, MA 01060-3633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13382-222
Date	Sep 6, 2019
Book Page	13382/222
Instrument	17036

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2044

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	15 LAUREL ST, NORTHAMPTON, MA 01060-3633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13589-122
Date	Apr 10, 2020
Book Page	13589/122
Instrument	6335

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2045

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,102.00 (+8.42%)	$581,600 (+23.27%) Land $110,600 Building $471,000	$755,250 (+6.47%)
2024			$709,365
2023	$7,473.00	$471,800 Land $95,800 Building $376,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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