Newton County property record for 15 Laurel St, Covington, GA 30014 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,660 sqft · built 1916 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $128,000 (Aug 2020) |
| Tax Bill | $3,152 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P0020-00000-179-000 |
| Primary APN | P0020-00000-179-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,660 sqft Heated Area |
| 1st Floor Area | 1,644 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 43306 |
|---|---|
| Street Address | 15 LAUREL ST |
| City | COVINGTON |
| State | GA |
| Zip | 30014-3309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .21AC 15 LAUREL ST |
| Legal Subdivision | PORTERDALE |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 100600 |
Source: Newton County records · APN P0020-00000-179-000
Assessment roll updated December 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 LAUREL ST, COVINGTON, GA 30014-3309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 06, 2026 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Jul 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Aug 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Aug 28, 2020 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL |
| May 23, 2018 | Grant Deed, Transfer · Conventional with PMI FIDELITY BK MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 28, 2020 · Amount on Record |
| Deed Sale | Aug 28, 2020 · Amount on Record |
| Prior Sale | May 18, 2018 · Amount on Record |
| Deed Document Number | 20203307 |
| Deed Book / Page | 4060 / 113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Jul 06, 2026 |
| Property Address | 15 LAUREL ST, COVINGTON, GA 30014-3309 |
| Document Number | 4845000842 |
| Book / Page | 4845 / 842 |
| Instrument Date | Jul 01, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15 LAUREL ST, COVINGTON, GA 30014-3309 |
| Document Number | 4845000842, |
|---|---|
| Date | Jul 06, 2026 |
| Book Page | 4845/842 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 01, 2066 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Jul 06, 2026 |
| Property Address | 15 LAUREL ST, COVINGTON, GA 30014-3309 |
| Document Number | 4845000849 |
| Book / Page | 4845 / 849 |
| Instrument Date | Jul 01, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15 LAUREL ST, COVINGTON, GA 30014-3309 |
| Document Number | 4845000849, |
|---|---|
| Date | Jul 06, 2026 |
| Book Page | 4845/849 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 15 LAUREL ST, COVINGTON, GA 30014-3309 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4795 REGENT BLVD, IRVING, TX 75063-2467 |
| Document Number | 0045430000000465 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | 0000004543/0000000465 |
| Instrument | D2023010314 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Aug 28, 2020 |
| Property Address | 15 LAUREL ST, COVINGTON, GA 30014-3309 |
| Document Number | 0040600113 |
| Book / Page | 4060 / 113 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 2020-003307 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 LAUREL WAY, COVINGTON, GA 30016-8718 |
| Document Number | 0040600000000115 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 0000004060/0000000115 |
| Instrument | 012018 |
| Name | CARDINAL FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | May 23, 2018 |
| Property Address | 15 LAUREL ST, COVINGTON, GA 30014-3309 |
| Document Number | 0037040180 |
| Book / Page | 003704 / 000180 |
| Instrument Date | May 18, 2018 |
| Instrument | 6262 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 LAUREL WAY PORTERDALE GA 300168718, PORTERDALE, GA 30016-8718 |
| Document Number | 37040181 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 003704/000181 |
| Instrument | 6263 |
| Name | FIDELITY BK MTG |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30329 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2048 |
Source: Newton County records · Assessment roll updated December 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Municipality | Porterdale City |
| Unified School District | Newton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,152.00 (+20.35%) | $81,280 (+15.13%) Land $10,000 Building $71,280 | $203,200 (+15.13%) Land $25,000 Building $178,200 |
| 2023 | $70,600 Land $5,600 Building $65,000 | $176,500 Land $14,000 Building $162,500 | |
| 2022 | $2,619.00 |
Source: FEMA National Flood Hazard Layer, Newton County (13217C), updated September 30, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132171006004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Wildfire Risk | Low above 32% of the US · above 9% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Porterdale Historic District listed 2001 · 504 contributing resources · NRIS 01000974 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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