Liberty County property record for 15 Laurel Dr, Midway, GA 31320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,564 sqft · built 1997 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Aug 2026) |
| Tax Bill | $2,730 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 262B 041 |
| Primary APN | 262B 041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,564 sqft Heated Area |
| 1st Floor Area | 1,564 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Dimensions | 123 ft deep x 65 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 368 sqft |
| Deck Area | 120 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Utility Building | 336 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 6352 |
|---|---|
| Street Address | 15 LAUREL DR |
| City | MIDWAY |
| State | GA |
| Zip | 31320-3737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LOT 9 LAURAL VIEW BLUFF S-D 1359 GMD |
| Legal Subdivision | IOW INLAND LOTS W |
| Legal Lot Number | 9 |
| Jurisdiction | LIBERTY GA |
| Township / Civil Division | MIDWAY |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 10501 |
Source: Liberty County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 LAUREL DR, MIDWAY, GA 31320-3737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Aug 27, 2026 | Limited Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Aug 27, 2026 | Limited Warranty Deed, Transfer |
| Jan 3, 2017 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE |
| Apr 29, 2020 | Loan Modification, Mortgage · Conventional Mortgage GUILD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2026 · Amount on Record |
| Deed Sale | Aug 27, 2026 · Amount on Record |
| Prior Sale | Aug 27, 2026 |
| Deed Document Number | 20266417 |
| Deed Book / Page | 2494 / 989 |
| Prior Transfer Date | May 3, 2016 |
| Prior Transfer Doc | 0019070967 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIBERTY GA |
| Recording Date | Aug 27, 2026 |
| Property Address | 15 LAUREL DR, MIDWAY, GA 31320-3737 |
| Document Number | 0000000064 |
| Book / Page | 2494 / 991 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 202664 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 209 CHASTAIN CIR, RICHMOND HILL, GA 31324-9382 |
| Document Number | 0000000064, |
|---|---|
| Date | Aug 27, 2026 |
| Book Page | 2494/991 |
| Instrument | 202664 |
| Name | AMERIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LIBERTY GA |
| Recording Date | Aug 27, 2026 |
| Property Address | 15 LAUREL DR, MIDWAY, GA 31320-3737 |
| Document Number | 0000006417 |
| Book / Page | 2494 / 989 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 20266417 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 LAUREL DR, MIDWAY, GA 31320-3737 |
| Document Number | 0000000064, |
|---|---|
| Date | Aug 27, 2026 |
| Book Page | 2494/991 |
| Instrument | 202664 |
| Name | AMERIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LIBERTY GA |
| Recording Date | Aug 27, 2026 |
| Property Address | 15 LAUREL DR, MIDWAY, GA 31320-3737 |
| Document Number | 0000006416 |
| Book / Page | 2494 / 987 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 20266416 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIBERTY GA |
| Property Address | 15 LAUREL DR, MIDWAY, GA 31320-3737 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0019320290 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 1932/290 |
| Instrument | 000009 |
| Name | GUILD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LIBERTY GA |
| Property Address | 15 LAUREL DR, MIDWAY, GA 31320-3737 |
| Document Number | 0020870458 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 LAUREL DR MIDWAY GA 313203737, MIDWAY, GA 31320-3737 |
| Document Number | 0020870458 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 002087/000458 |
| Instrument | 3711 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92186 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2050 |
| Rate | 3.87% |
|---|
Source: Liberty County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Liberty County |
| Unified School District | Liberty County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,730.00 (+18.13%) | $89,192 (+15.35%) Land $10,170 Building $79,022 | $222,981 (+15.35%) Land $25,426 Building $197,555 |
| 2023 | $2,311.00 Homeowner's exemption | $77,321 Land $10,170 Building $67,151 | $193,304 Land $25,426 Building $167,878 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 83 policies |
| Nearby Flood Policies | 83 in force |
| Nearby Flood Claims | 38 (2009–2022) |
| Claims Outside the SFHA | 6 of 38 |
| Most Recent Claim | Aug 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 99.3% of Georgia |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ISLE OF WIGHT private · serves 1,091 people · EPA ID GA1790005 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Coastal Fiber Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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