15 Laurel Cir, Ringgold, GA 30736 Property Records

Catoosa County property record for 15 Laurel Cir, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,756 sqft · built 1958
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,364 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0037D054000`

Property Details

APN / Parcel Number

Primary APN	`0037D054000`
Alternative APNs	`0037D054` `18140`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,756 sqft Heated Area
1st Floor Area	1,204 sqft
Utility Area	228 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1968
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	58,806 sqft (1.35 acres)
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	18140
Old Parcel Number	0037D054000
Street Address	15 LAUREL CIR
City	RINGGOLD
State	GA
Zip	30736-7134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 7 8 9 & S 1/2 OF 10 CLARK ESTATES
Legal Subdivision	CLARK ESTATES
Legal Lot Number	7 8
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	1
Census Block	1004
Census Tract	30202

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 LAUREL CIR, RINGGOLD, GA 30736-7134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2020
Deed Sale	May 28, 2020
Deed Document Number	0002056645
Record Updated	Jun 8, 2026

June 2020: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	CATOOSA GA
Recording Date	Jun 8, 2020
Property Address	15 LAUREL CIR, RINGGOLD, GA 30736-7134
Document Number	0020560645
Book / Page	002056 / 000645
Instrument Date	May 28, 2020
Instrument	4251
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 LAUREL CIR RINGGOLD GA 307367134, RINGGOLD, GA 30736-7134

Mortgage

Document Number	20560648
Date	Jun 8, 2020
Book Page	002056/000648
Instrument	4251

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 7, 2035

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,364.00 (+5.33%) Homeowner's exemption	$94,925 (+58.58%) Land $20,000 Building $74,925	$237,313 (+58.58%) Land $50,000 Building $187,313
2023	$1,295.00 (+11.83%) Homeowner's exemption	$59,861 Land $15,200 Building $44,661	$149,653 Land $38,000 Building $111,653
2022	$1,158.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2013–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Ringgold Telephone Company, Verizon.

Nearby Properties on Laurel Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures