15 Lambert Rdg, Cross River, NY 10518 Property Records

Westchester County and Lewisboro Town property record for 15 Lambert Rdg, Cross River, NY 10518

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,492 sqft · built 1999
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Oct 2021)
Tax Bill	$23,874 (2026)
Deeds & Mortgages	May 2025 Sale Mar 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10533-481`

Property Details

APN / Parcel Number

Primary APN	`10533-481`
Alternative APNs	`300010503304810010070000` `553000 10533-481-0017`

Interior

Bedrooms	4 Beds
Stories	2 Stories
Building Area	3,492 sqft Living Area
Attic	Attic
Attic Area	440 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	10533-481
Street Address	15 LAMBERT RDG
City	CROSS RIVER
State	NY
Zip	10518-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	481-
Legal Lot Number	1.7
Jurisdiction	WESTCHESTER NY
Township / Civil Division	LEWISBORO
Census Block Group	3
Census Block	3007
Census Tract	12502

Owner

15 Lambert Rdg is owned and occupied by an individual who acquired it in March 2025.

Source: Westchester County and Lewisboro Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	15 LAMBERT RDG, CROSS RIVER, NY 10518-1123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2025	Bargain and Sale Deed, Transfer AGENTS NATIONAL TITLE INSURANCE COMPANY, AGENT FOR WFG NATL TTL INS C
Mar 14, 2024	Deed of Trust, Mortgage · Line of Credit SUMA YONKERS FCU
Feb 4, 2019	Deed of Trust, Mortgage · Line of Credit SUMA YONKERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2021 · Amount on File
Deed Sale	Oct 14, 2021 · Amount on File
Prior Sale	Mar 15, 2000 · Amount on File
Deed Document Number	20213802
Last Transfer Date	Mar 11, 2025
Transfer Doc	0000003001
Record Updated	Oct 29, 2026

May 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	May 8, 2025
Property Address	15 LAMBERT RDG, CROSS RIVER, NY 10518-1123
Document Number	0650243001
Map Reference	MAP 24046
Instrument Date	Mar 11, 2025
Instrument	650243001
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	AGENTS NATIONAL TITLE INSURANCE COMPANY, AGENT FOR WFG NATL TTL INS C

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 LAMBERT RDG, CROSS RIVER, NY 10518-1123

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	15 LAMBERT RDG, CROSS RIVER, NY 10518-1123
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	NEW LAND TITLE AGENCY, NEW AGE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 LAMBERT RDG, CROSS RIVER, NY 10518-1123

Mortgage

Document Number	0640283024
Date	Mar 14, 2024
Instrument	640283024

Lender

Name	SUMA YONKERS FCU
Type	Credit Union
Address	YONKERS, NY 10701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 13, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	15 LAMBERT RDG, CROSS RIVER, NY 10518-1123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FREEDOM LAND TITLE GENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0590353031
Date	Feb 4, 2019
Instrument	590353031

Lender

Name	SUMA YONKERS FCU
Type	Credit Union
Address	YONKERS, NY 10701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 3, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 15 Lambert Rdg was $23,874, up 324.9% from the year before.

Source: Westchester County and Lewisboro Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Lewisboro Town
Unified School District	Katonah-Lewisboro Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,874.00 (+324.88%)
2025	$5,619.00	$76,400 (-) Land $19,000 Building $57,400	$1,218,500 (+2.39%) Land $303,030 Building $915,470
2024		$76,400 (-) Land $19,000 Building $57,400	$1,190,031 (+8.72%) Land $295,950 Building $894,081
2023		$76,400 Land $19,000 Building $57,400	$1,094,556 Land $272,206 Building $822,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 Lambert Rdg in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1980–2008)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Lambert Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MICHELLE ESTATES private · serves 340 people · EPA ID NY5930013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Lambert Rdg

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures