15 Lamar St, Santo, TX 76472 Property Records

Palo Pinto County property record for 15 Lamar St, Santo, TX 76472

Property Summary

Property TypeSingle Family Home
Details1,440 sqft · built 1945
Lot Size0.321 acres (13,983 sqft)
OwnerIndividual Name on File
Tax Bill$3,595 (2024)
Deeds & MortgagesJun 2020 Mortgage
Jun 2020 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR000015471

Property Details

APN / Parcel Number

Primary APNR000015471
Alternative APN
  • 115410000

Interior

Building Area1,440 sqft Living Area
2nd Floor Area288 sqft

Exterior

Year BuiltBuilt 1945
Lot Area13,983 sqft (0.321 acres)
PorchPorch
Porch Area65 sqft

Location & Zoning

Account NumberR000015471
Old Parcel NumberR000015471
Street Address15 LAMAR ST
CitySANTO
StateTX
Zip76472
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSANTO CROUCH #1 BLK 4 LTS 13 & 14 G#C0750-01-00040-013-00-0
Legal SubdivisionCROUCH ADDITION
Legal Block4
Legal Lot Number13,14
JurisdictionPALO PINTO TX
Township / Civil DivisionPALO PINTO-SANTO
Census Block Group2
Census Block2085
Census Tract300

Owner

Source: Palo Pinto County records · APN R000015471

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing AddressPO BOX 224, SANTO, TX 76472-0224
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Jun 26, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TEXAS STATE AFFORDABLE HOUSING CORPORATI
Nov 05, 2018Vendor's Lien, Transfer · FHA Mortgage
NTFN INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 26, 2020
Deed SaleJun 26, 2020
Prior SaleNov 05, 2018
Deed Document Number3303
Deed Book / Page2321 / 605
Record UpdatedJun 08, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALO PINTO TX
Property Address15 LAMAR ST, SANTO, TX 76472
Transaction TypeMortgage
Record UpdatedDec 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002321/610
DateJun 26, 2020
Book Page2321/610
Instrument2020-00003304
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Address54544
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALO PINTO TX
Property Address15 LAMAR ST, SANTO, TX 76472
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2321/620
DateJun 26, 2020
Book Page2321/620
Instrument2020-00003305
Lender
NameTEXAS STATE AFFORDABLE HOUSING CORPORATI
TypeNon-Lending Institution
AddressAUSTIN, TX 78702
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term36 Months
DueJun 25, 2023

November 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionPALO PINTO TX
Recording DateNov 05, 2018
Property Address15 LAMAR ST, SANTO, TX 76472
Document Number2249/0799
Book / Page2249 / 0799
Map ReferenceVOL 1 PG 78
Instrument DateNov 02, 2018
Instrument2018-00005778
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 LAMAR ST, SANTO, TX 76472

Mortgage

Document Number201800005779
DateNov 05, 2018
Instrument2018-00005779
Lender
NameNTFN INC
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

Tax Assessment & Valuation

Source: Palo Pinto County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
CountyPalo Pinto County
Unified School DistrictSanto Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$210,980 (+10.44%) Land $43,910 Building $167,070$210,980 (+10.44%) Land $43,910 Building $167,070
2024$3,595.00 (+131.64%)
2023$191,030 Land $35,630 Building $155,400$191,030 Land $35,630 Building $155,400
2018$1,552.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2010–2025)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2025 · rainfall accumulation

Wildfire

Wildfire RiskModerate
above 67% of the US · above 55% of Texas
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AMG Technology Investment Group
Fixed Wireless
100 / 20

May also be available: AT&T, Brightspeed, Cirra Networks, Optimum Communications.

Based on FCC filings for 105 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSANTO SUD
serves 3,546 people
Water SourcePurchased surface water from CITY OF MINERAL WELLS
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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