15 Ladd Ave, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 15 Ladd Ave, Florence, MA 01062

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,124 sqft · built 1900
Lot Size	0.487 acres (21,201 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Aug 2018)
Tax Bill	$7,720 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage Oct 2017 Transfer
APN	`NHAM M:030B B:0080 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:030B B:0080 L:0001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,124 sqft Living Area
1st Floor Area	952 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Wood Siding
Lot Area	21,201 sqft (0.487 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15 LADD AVE
City	FLORENCE
State	MA
Zip	01062-2627
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	GI
Legal Block	80
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	3
Census Block	3029
Census Tract	821602

Owner

15 Ladd Ave, a duplex, is owned and occupied by an individual who bought it in August 2018.

Source: Hampshire County and Northampton City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	15 LADD AVE, FLORENCE, MA 01062-2627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2018	Quit Claim Deed, Transfer · Conventional with PMI WESTFIELD BK
Oct 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2018 · Amount on File
Deed Sale	Aug 31, 2018 · Amount on File
Prior Sale	Oct 7, 2016
Deed Book / Page	13068 / 34
Transfer Doc	0013068-34
Record Updated	Oct 29, 2026

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Aug 31, 2018
Property Address	15 LADD AVE, NORTHAMPTON, MA 01062-2627
Document Number	13068-34
Book / Page	013068 / 000034
Instrument Date	Aug 27, 2018
Instrument	37
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,732.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 NORTHERN AVE NORTHAMPTON MA 010602309, NORTHAMPTON, MA 01060-2309

Mortgage

Document Number	13068-37
Date	Aug 31, 2018
Book Page	013068/000037
Instrument	38

Lender

Name	WESTFIELD BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Oct 16, 2017
Property Address	15 LADD AVE, NORTHAMPTON, MA 01062-2627
Document Number	12776-76
Book / Page	012776 / 000076
Instrument Date	Oct 11, 2017
Instrument	21598
Transaction Type	Transfer
Record Updated	Nov 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 RIVER RD SOUTH HADLEY MA 010753313, SOUTH HADLEY, MA 01075-3313

Tax Assessment & Valuation

The 2025 property tax bill for 15 Ladd Ave was $7,720.

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,720.00	$554,200 Land $125,500 Building $428,700	$645,962
2023	$7,572.00	$478,000 Land $113,900 Building $364,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 15 Ladd Ave; there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Ladd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Gateway Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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