Cumberland County and Gray Town property record for 15 Labrador Ln, Gray, ME 04039
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,360 sqft · built 1998 |
| Lot Size | 4.53 acres (197,327 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,049 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02815E000000 |
| Primary APN | 02815E000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,360 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 197,327 sqft (4.53 acres) |
| Pool Type | In-Ground Pool |
| Heating System | Baseboard |
|---|
| Account Number | 1686 |
|---|---|
| Street Address | 15 LABRADOR LN |
| City | GRAY |
| State | ME |
| Zip | 04039-5452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 28 |
| Legal Lot Number | 15-5 |
| Jurisdiction | GRAY ME |
| Township / Civil Division | GRAY |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 4702 |
15 Labrador Ln, a single family home, is owned by an individual.
Source: Cumberland County and Gray Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 851, GRAY, ME 04039-0851 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2023 | Deed of Trust, Mortgage · ARM TOTAL MORTGAGE SERVICES LLC |
| Sep 3, 2020 | Deed of Trust, Mortgage · Line of Credit PARTNERS BK/NEW ENGLAND |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 15 LABRADOR LN, GRAY, ME 04039-5452 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0401570051 |
|---|---|
| Date | May 31, 2023 |
| Book Page | 40157/51 |
| Instrument | 17079 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.88% |
| Type Change Date | Jun 1, 2028 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 15 LABRADOR LN, GRAY, ME 04039-5452 |
| Document Number | 0371680292 |
| Instrument Date | Sep 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 LABRADOR LN GRAY ME 040395452, GRAY, ME 04039-5452 |
| Document Number | 0371680292 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 037168/000292 |
| Instrument | 56888 |
| Name | PARTNERS BK/NEW ENGLAND |
|---|---|
| Address | SANFORD, ME 04073 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 10, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 15 Labrador Ln was $7,049.
Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,049.00 | $728,200 Land $136,100 Building $592,100 |
| 2023 | $6,714.00 (+8.82%) | $442,300 (-) Land $63,100 Building $379,200 |
| 2022 | $6,170.00 | $442,300 Land $63,100 Building $379,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 15 Labrador Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1983–2007) |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Labrador Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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