15 Kerland Dr, Wright City, MO 63390 Property Records

Warren County property record for 15 Kerland Dr, Wright City, MO 63390

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,332 sqft · built 1955
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,000 (Jul 2019)
Tax Bill	$1,008 (2025)
Deeds & Mortgages	Jan 2022 Refinance Apr 2005 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`04-22.0-2-01-008.000.000`

Property Details

APN / Parcel Number

Primary APN	`04-22.0-2-01-008.000.000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,332 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	156 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	15 KERLAND DR
City	WRIGHT CITY
State	MO
Zip	63390-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 PLAT 1 KERLAND TERRACE APPROX LOT SIZE 100' X 140'
Legal Range	01W
Legal Township	47N
Legal Section	22
Legal Subdivision	KERLAND TERRACE
Legal Lot Number	15
Jurisdiction	WARREN MO
Township / Civil Division	HICKORY GROVE
Census Block Group	1
Census Block	1024
Census Tract	820109

Owner

Source: Warren County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 KERLAND DR, WRIGHT CITY, MO 63390-1318
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE RESEARCH CENTER LLC
Apr 11, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WILMINGTON FINANCE INC
Apr 11, 2005	Deed of Trust, Mortgage · ARM WILMINGTON FINANCE INC
Jul 24, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 13, 2013	Warranty Deed, Transfer · Line of Credit FIRST STATE COMMUNITY BANK
Apr 2, 2012	Trustee's Deed, Foreclosure
Feb 1, 2010	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2019 · Amount on Record
Deed Sale	Jul 24, 2019 · Amount on Record
Prior Sale	Feb 13, 2013 · Amount on Record
Deed Document Number	20194365
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	15 KERLAND DR, WRIGHT CITY, MO 63390-1318
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200630
Date	Jan 25, 2022
Instrument	202200630

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	15 KERLAND DR, WRIGHT CITY, MO 63390-1318
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001313/460
Date	Apr 11, 2005
Book Page	1313/460
Instrument	200502821

Lender

Name	WILMINGTON FINANCE INC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2020

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	15 KERLAND DR, WRIGHT CITY, MO 63390-1318
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001313/440
Date	Apr 11, 2005
Book Page	1313/440
Instrument	200502820

Lender

Name	WILMINGTON FINANCE INC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	6.9%
Type Change Date	May 1, 2007
Change Frequency	6 Months
Min Rate At Change	6.9%
Max Rate At Change	9.9%
Index	6-Month LIBOR
Max Rate	12.9%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN MO
Recording Date	Jul 24, 2019
Property Address	15 KERLAND DR, WRIGHT CITY, MO 63390-1318
Document Number	0201904365
Instrument Date	Jul 15, 2019
Instrument	201904365
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	TITLE TOWN PARTNERS LLC, TITLE PARTNERS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 HIGHLAND MEADOWS CT, WENTZVILLE, MO 63385-3175
Investor	Possibly a Property Investor

Mortgage

Document Number	0201904366
Date	Jul 24, 2019
Instrument	201904366

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

February 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN MO
Recording Date	Feb 13, 2013
Property Address	15 KERLAND DR, WRIGHT CITY, MO 63390-1318
Document Number	0201301074
Map Reference	MB1 PG81
Instrument Date	Feb 6, 2013
Instrument	201301074
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30598 HEILIGER HILL, WRIGHT CITY, MO 63390

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30598 HEILIGER HILL, WRIGHT CITY, MO 63390
Investor	Possibly a Property Investor

Mortgage

Document Number	0201301075
Date	Feb 13, 2013
Instrument	201301075

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2012: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WARREN MO
Recording Date	Apr 2, 2012
Property Address	15 KERLAND DR, WRIGHT CITY, MO 63390-1318
Document Number	0201201766
Map Reference	MB1 PG81
Instrument Date	Mar 28, 2012
Instrument	201201766
Transaction Type	Foreclosure
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7105 CORPORATE DR, PLANO, TX 75024-4100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

February 2010: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN MO
Recording Date	Feb 1, 2010
Property Address	15 KERLAND DR, WRIGHT CITY, MO 63390-1318
Document Number	0201000498
Map Reference	CAB A SL39
Instrument Date	Feb 1, 2010
Instrument	201000498
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Warren County
Municipality	Wright City
Unified School District	Wright City R-II of Warren County (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,008.00	$14,171 (+13.01%) Land $2,041 Building $12,130	$74,580 (+13%) Land $10,740 Building $63,840
2024	$1,008.00 (+14.55%)	$12,540 (-) Land $1,806 Building $10,734
2023	$880.00 (+7.71%)	$12,540 (+8%) Land $1,806 Building $10,734	$65,999 (+8%) Land $9,504 Building $56,495
2022	$817.00	$11,611 Land $1,672 Building $9,939
2021			$61,110 Land $8,800 Building $52,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES CO PWSD #2 WRIGHT CITY serves 3,550 people · EPA ID MO6010874
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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