15 Joyce Dr, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 15 Joyce Dr, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,405 sqft · built 1958
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Oct 2018)
Deeds & Mortgages	Jul 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`392615 62.20-1-32`

Property Details

APN / Parcel Number

Primary APN	`392615 62.20-1-32`
Alternative APNs	`261506202000010320000000` `00400370000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,405 sqft Living Area
1st Floor Area	1,405 sqft
Game Room	Game Room

Exterior

Year Built	Built 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	175 ft deep x 160 ft wide
Garage Type	Basement
Porch	Porch
Porch Area	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00400370000
Old Parcel Number	261506202000010320000000
Street Address	15 JOYCE DR
City	SPRING VALLEY
State	NY
Zip	10977-6614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGLE RESIDENCE
Legal Description	LOT:32.000 BLK:1 SEC:62.20 DIST:392615 CITY/MUNI/TWP:CHESTNUT RIDGE
Legal Subdivision	PINEBROOK ESTATES
Legal Block	1
Legal Lot Number	32.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	2
Census Block	2019
Census Tract	12506

Owner

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 JOYCE DR, CHESTNUT RIDGE, NY 10977-6614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE LLC
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
May 28, 2020	Loan Modification, Mortgage · Conventional with PMI GUARANTEED RATE
Oct 12, 2018	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2018 · Amount on Record
Deed Sale	Oct 12, 2018 · Amount on Record
Prior Sale	May 30, 2007 · Amount on Record
Deed Document Number	0201829839
Deed Book / Page	2018 / 29839
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	15 JOYCE DR, SPRING VALLEY, NY 10977-6614
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031979
Date	Jul 30, 2021
Instrument	2021-00031979

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	15 JOYCE DR, SPRING VALLEY, NY 10977-6614
Document Number	0000016154
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	JADE ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 JOYCE DR SPRING VALLEY NY 109776614, SPRING VALLEY, NY 10977-6614

Mortgage

Document Number	0000016154
Date	Jun 11, 2020
Instrument	16154

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKLAND NY
Property Address	15 JOYCE DR, SPRING VALLEY, NY 10977-6614
Document Number	0000016155
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	JADE ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 JOYCE DR SPRING VALLEY NY 109776614, SPRING VALLEY, NY 10977-6614

Mortgage

Document Number	0000016155
Date	Jun 11, 2020
Instrument	16155

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKLAND NY
Recording Date	Oct 12, 2018
Property Address	15 JOYCE DR, SPRING VALLEY, NY 10977-6614
Document Number	0000029838
Instrument Date	Oct 11, 2018
Instrument	29838
Transaction Type	Transfer
Record Updated	Nov 2, 2018
Title Company	JADE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 SADDLE RIVER RD AIRMONT NY 109524812, AIRMONT, NY 10952-4812

Mortgage

Document Number	29839
Date	Oct 12, 2018
Instrument	29839

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2048

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Chestnut Ridge Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$50,400 (-) Land $18,400 Building $32,000	$649,484 (+1,134.76%) Land $237,113 Building $412,371
2023	$50,400 Land $18,400 Building $32,000	$52,600 Land $19,203 Building $33,397

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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