15 Josephine St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 15 Josephine St, Springfield, MA 01108

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,455 sqft · built 1974
Lot Size	0.252 acres (10,986 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,000 (Mar 2021)
Tax Bill	$5,779 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:07155 P:0026`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:07155 P:0026`
Alternative APN	`71550026`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,455 sqft Living Area
1st Floor Area	1,088 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Shed Roof
Lot Area	10,986 sqft (0.252 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	71550026
Street Address	15 JOSEPHINE ST
City	SPRINGFIELD
State	MA
Zip	01108-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1042
Census Tract	802602

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 JOSEPHINE ST, SPRINGFIELD, MA 01108-3323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) POLISH NATIONAL CU
Mar 12, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage POLISH NATIONAL CU
Jul 28, 2020	Personal Representative Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2021 · Amount on Record
Deed Sale	Mar 12, 2021 · Amount on Record
Deed Document Number	202116919
Deed Book / Page	23758 / 565
Prior Transfer Date	Mar 8, 2021
Prior Transfer Doc	0000016919
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	15 JOSEPHINE ST, SPRINGFIELD, MA 01108-3323
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024639-177
Date	Jul 15, 2022
Book Page	24639/177
Instrument	42879

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2032

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Mar 12, 2021
Property Address	15 JOSEPHINE ST, SPRINGFIELD, MA 01108-3323
Document Number	23758-565
Book / Page	23758 / 565
Instrument Date	Mar 8, 2021
Instrument	16919
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	92 WINTERSET DR, SPRINGFIELD, MA 01129-1835

Mortgage

Document Number	16920
Date	Mar 12, 2021
Instrument	16920

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

July 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 28, 2020
Property Address	15 JOSEPHINE ST, SPRINGFIELD, MA 01108-3323
Document Number	23332-551
Book / Page	023332 / 000551
Instrument Date	Apr 12, 2020
Instrument	40573
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 WINTERSET DR SPRINGFIELD MA 011291835, SPRINGFIELD, MA 01129-1835

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,779.00 (-10.31%)	$373,800 (-9.03%) Land $48,700 Building $325,100	$391,897
2025	$6,443.00 (+8.69%)	$410,900 (+18.18%) Land $48,700 Building $362,200
2023	$5,928.00	$347,700 Land $41,200 Building $306,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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