15 Joseph Dr, Oxford, CT 06478 Property Records

Oxford Town property record for 15 Joseph Dr, Oxford, CT 06478

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 2,264 sqft · built 1991
Lot Size	2.42 acres (105,415 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Apr 2025)
Tax Bill	$7,492 (2026)
Deeds & Mortgages	Feb 2024 Refinance Feb 2024 Refinance + 2 more
Flood Zone	Zone X (moderate risk)
APN	`T0369200`

Property Details

APN / Parcel Number

Primary APN	`T0369200`
Alternative APNs	`OXFO M:22 B:69 L:T-15` `OXFD M:22 B:69 L:T-15`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,264 sqft Living Area
Gross Area	4,982 sqft
Basement Area	1,252 sqft
Unfinished Basement	452 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	105,415 sqft (2.42 acres)
Garage Type	Detached
Pool Type	Pool with Hot Tub/Spa
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	T0369200
Street Address	15 JOSEPH DR
City	OXFORD
State	CT
Zip	06478-1846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	69
Legal Lot Number	T-15
Jurisdiction	OXFORD CT
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2000
Census Tract	346101

Owner

15 Joseph Dr is owned and occupied by two individuals who bought it in April 2025.

Source: Oxford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 JOSEPH DR, OXFORD, CT 06478-1846
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ALLIANT CU
Feb 26, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ALLIANT CU
Apr 21, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO
Dec 7, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2025 · Amount on File
Deed Sale	Apr 21, 2025 · Amount on File
Prior Sale	Dec 7, 2021 · Amount on File
Deed Book / Page	477 / 883
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	15 JOSEPH DR, OXFORD, CT 06478-1846
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000471-253
Date	Feb 26, 2024
Book Page	471/253

Lender

Name	ALLIANT CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	15 JOSEPH DR, OXFORD, CT 06478-1846
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000471-267
Date	Feb 26, 2024
Book Page	471/267

Lender

Name	ALLIANT CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OXFORD CT
Recording Date	Apr 21, 2025
Property Address	15 JOSEPH DR, OXFORD, CT 06478-1846
Document Number	000477-883
Book / Page	477 / 883
Instrument Date	Apr 21, 2025
Transaction Type	Transfer
Record Updated	May 14, 2025
Title Company	NONE AVILABALE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	1287500021
Date	Apr 21, 2025
Instrument	1287500021

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OXFORD CT
Recording Date	Dec 7, 2021
Property Address	15 JOSEPH DR, OXFORD, CT 06478-1846
Document Number	000456-749
Book / Page	456 / 749
Instrument Date	Nov 30, 2021
Instrument	1219830002
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

The 2026 property tax bill for 15 Joseph Dr was $7,492, up 2.7% from the year before.

Source: Oxford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,492.00 (+2.7%)	$364,560 (-) Land $81,340 Building $283,220	$610,781 (+139.34%)
2025	$7,295.00	$364,560 Land $81,340 Building $283,220	$255,192 Land $56,938 Building $198,254
2024	$7,295.00 (+13.05%)
2023	$6,453.00	$263,300 Land $85,900 Building $177,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15 Joseph Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Joseph Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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