Worcester County and Lunenburg Town property record for 15 John St, Lunenburg, MA 01462
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 782 sqft · built 1931 |
| Lot Size | 0.228 acres (9,949 sqft) |
| Owner | Individual Name on File |
| Last Sale | $146,000 (Aug 2015) |
| Tax Bill | $4,331 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Jan 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1620980013600000 |
| Primary APN | 1620980013600000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 782 sqft Living Area |
| Gross Area | 1,760 sqft |
| 1st Floor Area | 782 sqft |
| Basement Area | 782 sqft |
| Unfinished Basement | 782 sqft |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,949 sqft (0.228 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1620980013600000 |
|---|---|
| Street Address | 15 JOHN ST |
| City | LUNENBURG |
| State | MA |
| Zip | 01462-2409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 136 |
| Jurisdiction | LUNENBURG MA |
| Township / Civil Division | LUNENBURG |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 712101 |
15 John St is owned and occupied by an individual who bought it in August 2015.
Source: Worcester County and Lunenburg Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 JOHN ST, LUNENBURG, MA 01462-2409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance STEARNS LENDING INC |
| Jan 19, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) JEANNE D ARC CU |
| Sep 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU |
| Sep 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU |
| Dec 17, 2019 | Deed of Trust, Mortgage · FHA Mortgage NORCOM MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2015 · Amount on File |
| Deed Sale | Aug 27, 2015 · Amount on File |
| Deed Book / Page | 8394 / 70 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUNENBURG MA |
| Property Address | 15 JOHN ST, LUNENBURG, MA 01462-2409 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009926-213 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 9926/213 |
| Instrument | 6479 |
| Name | STEARNS LENDING INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUNENBURG MA |
| Property Address | 15 JOHN ST, LUNENBURG, MA 01462-2409 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010501-309 |
|---|---|
| Date | Jan 19, 2023 |
| Book Page | 10501/309 |
| Instrument | 202300000757 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUNENBURG MA |
| Property Address | 15 JOHN ST, LUNENBURG, MA 01462-2409 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010110-111 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 10110/111 |
| Instrument | 20709 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUNENBURG MA |
| Property Address | 15 JOHN ST, LUNENBURG, MA 01462-2409 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10110-111 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 10110/111 |
| Instrument | 20709 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUNENBURG MA |
| Property Address | 15 JOHN ST, LUNENBURG, MA 01462-2409 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9506-192 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 9506/192 |
| Instrument | 23014 |
| Name | NORCOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2051 |
The 2026 property tax bill for 15 John St was $4,331, up 6.3% from the year before.
Source: Worcester County and Lunenburg Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lunenburg Town |
| Unified School District | Lunenburg School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,331.00 (+6.28%) | $301,000 (+6.06%) Land $104,900 Building $196,100 | $330,043 (+22.93%) |
| 2025 | $4,075.00 (+8.52%) | $283,800 (+6.57%) Land $102,800 Building $181,000 | $268,470 (+2.47%) |
| 2024 | $3,755.00 (+0.13%) | $266,300 (+3.82%) Land $97,100 Building $169,200 | $262,010 |
| 2023 | $3,750.00 | $256,500 Land $87,300 Building $169,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 John St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15 John St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUNENBURG WATER DISTRICT serves 7,219 people · EPA ID MA2162000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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