15 John Small Rd, Bowdoin, ME 04287 Property Records

Sagadahoc County and Bowdoin Town property record for 15 John Small Rd, Bowdoin, ME 04287

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1975
Lot Size	2.6 acres (113,256 sqft)
Owner	Individual Name on File
Last Sale	$129,200 (Jul 2014)
Tax Bill	$3,160 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BOWD M:04 L:04-0`

Property Details

APN / Parcel Number

Primary APN	`BOWD M:04 L:04-0`
Alternative APN	`354`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	113,256 sqft (2.6 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	354
Street Address	15 JOHN SMALL RD
City	BOWDOIN
State	ME
Zip	04287-7201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	4-0
Jurisdiction	BOWDOIN ME
Township / Civil Division	BOWDOIN
Census Block Group	2
Census Block	2022
Census Tract	970200

Owner

15 John Small Rd is owned and occupied by an individual who bought it in July 2014.

Source: Sagadahoc County and Bowdoin Town records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	15 JOHN SMALL RD, BOWDOIN, ME 04287-7201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 17, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 17, 2018	Loan Modification, Mortgage · FHA Mortgage PLATINUM HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2014 · Amount on File
Deed Sale	Jul 31, 2014 · Amount on File
Deed Document Number	20144918
Deed Book / Page	3613 / 340
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOIN ME
Property Address	15 JOHN SMALL RD, BOWDOIN, ME 04287-7201
Document Number	0000005774
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Sep 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 JOHN SMALL RD BOWDOIN ME 042877201, BOWDOIN, ME 04287-7201

Mortgage

Document Number	0000005774
Date	Sep 4, 2019
Instrument	5774

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOIN ME
Property Address	15 JOHN SMALL RD, BOWDOIN, ME 04287-7201
Document Number	0000005545
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Sep 22, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 JOHN SMALL RD BOWDOIN ME 042877201, BOWDOIN, ME 04287-7201

Mortgage

Document Number	0000005545
Date	Aug 13, 2018
Instrument	5545

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2048

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BOWDOIN ME
Property Address	15 JOHN SMALL RD, BOWDOIN, ME 04287-7201
Document Number	0000005544
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Sep 22, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 JOHN SMALL RD BOWDOIN ME 042877201, BOWDOIN, ME 04287-7201

Mortgage

Document Number	0000005544
Date	Aug 13, 2018
Instrument	5544

Lender

Name	PLATINUM HM MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15 John Small Rd was $3,160, up 9.8% from the year before.

Source: Sagadahoc County and Bowdoin Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Bowdoin Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,160.00 (+9.8%)	$296,700 (-) Land $94,600 Building $202,100
2024	$2,878.00 (+5.15%)	$296,700 (+97.27%) Land $94,600 Building $202,100
2023	$2,737.00 (+3.44%)	$150,400 (-3.92%) Land $49,700 Building $100,700
2022	$2,646.00	$156,540 Land $49,740 Building $106,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15 John Small Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1983–2012)
Most Recent Claim	Jun 2012 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 John Small Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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