15 Joel Ct, Durham, NC 27703 Property Records

Durham County property record for 15 Joel Ct, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1987
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Apr 2024)
Tax Bill	$2,778 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0841-65-8733`

Property Details

APN / Parcel Number

Primary APN	`0841-65-8733`
Alternative APNs	`0841-65-87-3338` `084111658734` `132355`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Heated Area
1st Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	85 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	15 JOEL CT
City	DURHAM
State	NC
Zip	27703-3446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-8
Legal Description	SCOTLAND MANOR/LT#105 PL:000108-000188
Legal Subdivision	SCOTLAND MANOR
Legal Lot Number	105
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	1
Census Block	1000
Census Tract	1802

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 JOEL CT, DURHAM, NC 27703-3446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 17, 2024	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP
Aug 25, 2023	Warranty Deed, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Prior Sale	Aug 25, 2023 · Amount on Record
Deed Document Number	202493083
Deed Book / Page	10085 / 566
Prior Transfer Date	Nov 23, 1998
Prior Transfer Doc	2562000908
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	15 JOEL CT, DURHAM, NC 27703-3446
Transaction Type	Mortgage
Record Updated	Oct 6, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 JOEL CT, DURHAM, NC 27703-3446

Mortgage

Document Number	0103910651
Date	Sep 26, 2025
Book Page	10391/651
Instrument	2025148678

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2065

April 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Apr 17, 2024
Property Address	15 JOEL CT, DURHAM, NC 27703-3446
Document Number	0100850566
Book / Page	10085 / 566
Map Reference	MB 108 PG 188
Instrument Date	Apr 15, 2024
Instrument	2024093083
Transaction Type	Subdivision Related Transfer
Record Updated	May 20, 2024

Transaction

Amount	Amount Recorded
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 FLORA MCDONALD LN, CARY, NC 27511-5412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 JOEL CT, DURHAM, NC 27703-3446

Mortgage

Document Number	2024093084
Date	Apr 17, 2024
Instrument	2024093084

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	OPR100850568
Date	Apr 17, 2024
Book Page	OPR 10085/568
Instrument	2024093084

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	6211 GREENLEIGH AVE STE 300, BALTIMORE, MD 21220

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Aug 25, 2023
Property Address	15 JOEL CT, DURHAM, NC 27703-3446
Document Number	0099750355
Book / Page	9975 / 355
Map Reference	MB 108 PG 188
Instrument Date	Aug 24, 2023
Instrument	2023072302
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 11234, DURHAM, NC 27703-0234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 FLORA MCDONALD LN, CARY, NC 27511-5412

Mortgage

Document Number	2023072303
Date	Aug 25, 2023
Instrument	2023072303

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jun 1, 2024

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,778.00 (+2.51%)	$273,403 (-) Land $78,000 Building $195,403	$273,403 (-) Land $78,000 Building $195,403
2025	$2,710.00 (+60.36%)	$273,403 (+111.84%) Land $78,000 Building $195,403	$273,403 (+111.84%) Land $78,000 Building $195,403
2023	$1,690.00 (+2.36%)	$129,060 (-) Land $26,910 Building $102,150	$129,060 (-) Land $26,910 Building $102,150
2022	$1,651.00	$129,060 Land $26,910 Building $102,150	$129,060 Land $26,910 Building $102,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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