Lamar County property record for 15 J T Lott Rd, Sumrall, MS 39482
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,762 sqft · built 1991 |
| Lot Size | 3.74 acres (162,914 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,428 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-25-028.000 |
| Primary APN | 157-25-028.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,762 sqft Living Area |
| Gross Area | 2,062 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 162,914 sqft (3.74 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 648 sqft |
| Utility Building | 522 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 362 |
|---|---|
| Street Address | 15 J T LOTT RD |
| City | SUMRALL |
| State | MS |
| Zip | 39482-3753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT N1/2 NE1/4 SE1/4 |
| Legal Range | 16W |
| Legal Township | 04N |
| Legal Section | 25 |
| Jurisdiction | LAMAR MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20502 |
15 J T Lott Rd is owned and occupied by two individuals who acquired it in April 2019.
Source: Lamar County records, as of October 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 J T LOTT RD, SUMRALL, MS 39482-3753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2018 | Deed of Trust, Mortgage ADVANCE MORTGAGE & INVESTMENT CO INC |
| Apr 7, 2017 | Deed of Trust, Mortgage · Line of Credit BANCORP SOUTH BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2019 |
| Deed Sale | Apr 30, 2019 |
| Deed Document Number | 000027K425 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAMAR MS |
| Property Address | 15 J T LOTT RD, SUMRALL, MS 39482-3753 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1715/596 |
|---|---|
| Date | Dec 10, 2018 |
| Book Page | 1715/596 |
| Name | ADVANCE MORTGAGE & INVESTMENT CO INC |
|---|---|
| Type | Mortgage Company |
| Address | DAPHNE, AL 36527 |
| Amount | Amount on Record |
|---|---|
| Term | 121 Months |
| Due | Jan 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAMAR MS |
| Property Address | 15 J T LOTT RD, SUMRALL, MS 39482-3753 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0001623756 |
|---|---|
| Date | Apr 7, 2017 |
| Book Page | 1623/756 |
| Name | BANCORP SOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Line of Credit |
|---|
The 2025 property tax bill for 15 J T Lott Rd was $1,428 with a homeowner's exemption.
Source: Lamar County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lamar County |
| Unified School District | Lamar County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,428.00 Homeowner's exemption | $11,361 | $107,900 Land $8,960 Building $98,940 |
| 2023 | $1,442.00 Homeowner's exemption | $11,475 | $108,580 Land $8,980 Building $99,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 J T Lott Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 18, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 J T Lott Rd is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST LAMAR WATER ASSN #1 public/private · serves 18,491 people · EPA ID MS0370011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| PearlComm Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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