Essex County and Saugus Town property record for 15 Indian Rock Dr, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,312 sqft · built 1977 |
| Lot Size | 0.47 acres (20,478 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $880,000 (Nov 2023) |
| Tax Bill | $9,100 (2026) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:017-D B:0004 L:0006 |
| Primary APN | SAUG M:017-D B:0004 L:0006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,312 sqft Living Area |
| Gross Area | 3,594 sqft |
| 1st Floor Area | 1,562 sqft |
| Basement Area | 1,500 sqft |
| Unfinished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,478 sqft (0.47 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 2423030 |
|---|---|
| Street Address | 15 INDIAN ROCK DR |
| City | SAUGUS |
| State | MA |
| Zip | 01906-1941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 208401 |
Source: Essex County and Saugus Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15 INDIAN ROCK DR, SAUGUS, MA 01906-1941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP |
| Jul 22, 2019 | Deed of Trust, Mortgage · Balloon Mortgage SANTANDER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2023 · Amount on Record |
| Deed Sale | Nov 30, 2023 · Amount on Record |
| Deed Document Number | 20231440 |
| Deed Book / Page | 41882 / 24 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Nov 30, 2023 |
| Property Address | 15 INDIAN ROCK DR, SAUGUS, MA 01906-1941 |
| Document Number | 0041882-24 |
| Book / Page | 41882 / 24 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 20231130001440 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 INDIAN ROCK DR, SAUGUS, MA 01906-1941 |
| Document Number | 231130001450 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 231130001450 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Dec 1, 2030 |
| Max Rate At Change | 2.88% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 15 INDIAN ROCK DR, SAUGUS, MA 01906-1941 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37683-40 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 37683/40 |
| Instrument | 20190722000200 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,100.00 (+4.45%) | $873,300 (+7.06%) Land $500,200 Building $362,800 | $942,705 (+1.36%) |
| 2025 | $8,712.00 (+3.19%) | $815,700 (+2.89%) Land $455,200 Building $360,500 | $930,050 |
| 2024 | $8,443.00 (+8.31%) | $792,800 (+14.52%) Land $440,200 Building $352,600 | |
| 2023 | $7,795.00 | $692,300 Land $355,200 Building $337,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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