Osceola County property record for 15 Illinois Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,938 sqft · built 1968 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Jul 2023) |
| Tax Bill | $5,349 (2025) |
| Deeds & Mortgages | Jul 2023 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 80709 |
| Primary APN | 80709 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,938 sqft Heated Area |
| Gross Area | 3,179 sqft |
| 1st Floor Area | 1,938 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 101 ft deep x 100 ft wide |
| Garage Type | Finished |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 585 sqft |
| Patio Area | 216 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 80709 |
|---|---|
| Street Address | 15 ILLINOIS AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD BLVD PB B PG 061 LOTS N 100 FT OF S 200 FT OF LOT 44 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD BLVD |
| Legal Tract | 650 |
| Legal Block | 1 |
| Legal Lot Number | 44 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 43500 |
Source: Osceola County records · APN 80709
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 15 ILLINOIS AVE, SAINT CLOUD, FL 34769-2418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Jul 19, 2023 · Amount on Record |
| Deed Sale | Jul 19, 2023 · Amount on Record |
| Prior Sale | Jun 04, 1998 · Amount on Record |
| Deed Document Number | 2023092992 |
| Deed Book / Page | 6442 / 2095 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 19, 2023 |
| Property Address | 15 ILLINOIS AVE, SAINT CLOUD, FL 34769-2418 |
| Document Number | 0064422095 |
| Book / Page | 6442 / 2095 |
| Map Reference | MB B PG 61-64 |
| Instrument Date | Jul 12, 2023 |
| Instrument | 2023092992 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2023 |
| Title Company | RED DOOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,555.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6495 WARREN C ELLER DR, LA PLATA, MD 20646-6101 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 ILLINOIS AVE, SAINT CLOUD, FL 34769-2418 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,349.00 (+265.37%) Homeowner's exemption | $341,735 (+176.76%) | $362,200 (+27.54%) Land $75,000 Building $287,200 |
| 2023 | $1,464.00 (+4.5%) Homeowner's exemption | $123,477 (+3%) | $284,000 (+35.5%) Land $65,000 Building $219,000 |
| 2022 | $1,401.00 Homeowner's exemption | $119,881 | $209,600 Land $55,000 Building $154,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 40 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 3 (1995–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 330 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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