15 Hudson Dr, Freeport, FL 32439 Property Records

Walton County property record for 15 Hudson Dr, Freeport, FL 32439

Property Summary

Property Type	Mobile Home
Details	5 bd · 3 ba · 1,972 sqft · built 1990
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on Record
Tax Bill	$272 (2025)
Deeds & Mortgages	May 2023 Reverse Mortgage Nov 2022 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-1S-21-41080-00B-0110`

Property Details

APN / Parcel Number

Primary APN	`22-1S-21-41080-00B-0110`
Alternative APNs	`22-121-41080-00B-0110` `1039077`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,972 sqft Living Area
Gross Area	2,404 sqft
1st Floor Area	1,972 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Mobile Home
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	424 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15 HUDSON DR
City	FREEPORT
State	FL
Zip	32439-6641
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOTS 11 & 12 BLK B HUDSON S/D OR 471-103 OR 1861-435 OR 2714-3437
Legal Range	021
Legal Township	01S
Legal Section	22
Legal Subdivision	HUDSON
Legal Block	B
Legal Lot Number	11,12
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1021
Census Tract	950306

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 HUDSON DR, FREEPORT, FL 32439-6641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Reverse Mortgage WELLS FARGO BANK NA
Nov 18, 2022	Deed of Trust, Mortgage · Reverse Mortgage WELLS FARGO BANK NA
Dec 6, 2007	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 5, 2006
Transfer Doc	0027143437
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	15 HUDSON DR, FREEPORT, FL 32439-6641
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HUDSON DR, FREEPORT, FL 32439-6641

Mortgage

Document Number	0032890315
Date	May 9, 2023
Book Page	3289/315
Instrument	20230016299

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	AMITYVILLE, NY 11701

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	774 Months
Due	Nov 28, 2087

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2008
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	14.2%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	15 HUDSON DR, FREEPORT, FL 32439-6641
Transaction Type	Mortgage
Record Updated	Dec 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HUDSON DR, FREEPORT, FL 32439-6641

Mortgage

Document Number	0032731813
Date	Nov 18, 2022
Book Page	3273/1813
Instrument	20220050321

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	AMITYVILLE, NY 11701

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	780 Months
Due	Nov 28, 2087

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2008
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	14.2%

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	15 HUDSON DR, FREEPORT, FL 32439-6641
Document Number	0031262097
Instrument Date	Dec 6, 2007
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HUDSON DR FREEPORT FL 324396641, FREEPORT, FL 32439-6641

Mortgage

Document Number	0031262097
Date	Dec 6, 2019
Book Page	003126/002097
Instrument	42603

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	816 Months
Due	Dec 5, 2087

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$272.00 (+2.26%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$56,673 (-54.57%)	$122,019 (-2.19%) Land $96,875 Building $25,144
2024	$266.00 (+2.7%)
2023	$259.00 (-6.83%) Homeowner's exemption	$124,749 (+78.46%) Land $96,875 Building $27,874	$124,749 (+78.46%) Land $96,875 Building $27,874
2022	$278.00 Homeowner's exemption	$69,905 Land $45,496 Building $24,409	$69,905 Land $45,496 Building $24,409

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2017–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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