Worcester County and Milford Town property record for 15 Howard St, Milford, MA 01757
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,828 sqft · built 1991 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | Individual Name on File |
| Last Sale | $322,500 (Dec 2018) |
| Tax Bill | $6,016 (2025) |
| Deeds & Mortgages | Sep 2019 Refinance Dec 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MILF M:58 B:001 L:7A |
| Primary APN | MILF M:58 B:001 L:7A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,828 sqft Living Area |
| Gross Area | 2,378 sqft |
| Basement Area | 1,032 sqft |
| Unfinished Basement | 310 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,002 sqft (0.344 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 15 HOWARD ST |
|---|---|
| City | MILFORD |
| State | MA |
| Zip | 01757-3616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Block | 1 |
| Legal Lot Number | 7A |
| Jurisdiction | MILFORD MA |
| Township / Civil Division | MILFORD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 744201 |
15 Howard St is owned and occupied by an individual who bought it in December 2018.
Source: Worcester County and Milford Town records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 HOWARD ST, MILFORD, MA 01757-3616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP |
| Dec 31, 2018 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 13, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage RAYMOND C GREEN & CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2018 · Amount on File |
| Deed Sale | Dec 31, 2018 · Amount on File |
| Prior Sale | Jul 13, 2018 · Amount on File |
| Deed Book / Page | 59890 / 265 |
| Prior Transfer Date | Dec 27, 2018 |
| Prior Transfer Doc | 59890-265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD MA |
| Property Address | 15 HOWARD ST, MILFORD, MA 01757-3616 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61115-272 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 61115/272 |
| Instrument | 99618 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MILFORD MA |
| Recording Date | Dec 31, 2018 |
| Property Address | 15 HOWARD ST, MILFORD, MA 01757-3616 |
| Document Number | 59890-265 |
| Book / Page | 59890 / 265 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 138243 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 HOWARD ST, MILFORD, MA 01757-3616 |
| Document Number | 138244 |
|---|---|
| Date | Dec 31, 2018 |
| Instrument | 138244 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MILFORD MA |
| Recording Date | Jul 13, 2018 |
| Property Address | 15 HOWARD ST, MILFORD, MA 01757-3616 |
| Document Number | 59097-157 |
| Book / Page | 059097 / 000157 |
| Instrument Date | May 22, 2018 |
| Instrument | 71286 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,140.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 61 PEARL ST LEOMINSTER MA 014535616, LEOMINSTER, MA 01453-5616 |
| Document Number | 59097-160 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 059097/000160 |
| Instrument | 71287 |
| Name | RAYMOND C GREEN & CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 15 Howard St was $6,016, up 3.3% from the year before.
Source: Worcester County and Milford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Milford Town |
| Unified School District | Milford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,016.00 (+3.3%) | $470,000 (+7.26%) Land $135,200 Building $334,800 | $519,840 |
| 2024 | $5,824.00 (+3.83%) | $438,200 (+12.88%) Land $128,900 Building $309,300 | |
| 2023 | $5,609.00 | $388,200 Land $117,900 Building $270,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Howard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILFORD WATER DEPARTMENT serves 30,379 people · EPA ID MA2185000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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