Kenton County property record for 15 Howard Rd, Covington, KY 41011 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1945 |
| Square Footage | 1,581 sqft Finished Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $205,000 (2020) |
| Tax Bill | $2,272.00 (2025) |
| Primary APN | 041-20-00-090.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,581 sqft Finished Area |
| Gross Area | 2,033 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1945 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Concrete Foundation |
| Lot Area | 7,405 sqft (0.169 acres) |
| Depth X Width | 145 ft x 51 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Old Parcel Number | 0412000090.00 |
|---|---|
| Street Address | 15 HOWARD RD |
| City | COVINGTON |
| State | KY |
| Zip | 41011-2731 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BARRINGTON WOODS REV 1-2 NE 44' LOT 47 & SW 7' LOT 48 |
| Legal Subdivision | BARRINGTON WOODS |
| Legal Phase | 21-2 |
| Legal Lot Number | 47,48 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 64800 |
Source: Kenton County records · APN 041-20-00-090.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 HOWARD RD, FT WRIGHT, KY 41011-2731 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) WARSAW FED'L S&L ASSN |
| Aug 28, 2020 | Deed of Trust, Mortgage WARSAW FED'L S&L ASSN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on Record |
| Deed Sale | Sep 21, 2020 · Amount on Record |
| Deed Doc Number | 0000044415 |
| Deed Book / Page | 44 / 415 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 21, 2020 |
| Property Address | 15 HOWARD RD, COVINGTON, KY 41011-2731 |
| Document Number | 0000000115 |
| Book / Page | 000044 / 000415 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 115 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2020 |
| Title Company | ASSOCIATES TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 HOWARD RD COVINGTON KY 410112731, COVINGTON, KY 41011-2731 |
| Document Number | 0000000115 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 000M99/000835 |
| Instrument | 115 |
| Name | WARSAW FED'L S&L ASSN |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | 3533 WARSAW AVE, CINCINNATI, OH 45205-1850 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 15 HOWARD RD, COVINGTON, KY 41011-2731 |
| Document Number | 0000000115 |
| Instrument Date | Aug 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 15 HOWARD RD COVINGTON KY 410112731, COVINGTON, KY 41011-2731 |
| Document Number | 0000000115 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 000M99/000835 |
| Instrument | 115 |
| Name | WARSAW FED'L S&L ASSN |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | 3533 WARSAW AVE, CINCINNATI, OH 45205-1850 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 20, 2050 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Wright City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,272.00 (+3.98%) | $229,300 (+11.85%) Land $40,000 Building $189,300 | $229,300 (+11.85%) Land $40,000 Building $189,300 |
| 2023 | $2,185.00 | $205,000 Land $40,000 Building $165,000 | $205,000 Land $40,000 Building $165,000 |
15 Howard Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 37th in Kentucky |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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