Westchester County and Mount Pleasant Town property record for 15 Howard Ave, Valhalla, NY 10595
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 982 sqft · built 1953 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Dec 2009) |
| Tax Bill | $14,384 (2026) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 553489 117.19-1-77 |
| Primary APN | 553489 117.19-1-77 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 982 sqft Living Area |
| 1st Floor Area | 982 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Lot Area | 11,326 sqft (0.26 acres) |
| Porch | Slab |
| Porch Area | 112 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 12385000 |
|---|---|
| Street Address | 15 HOWARD AVE |
| City | VALHALLA |
| State | NY |
| Zip | 10595-2109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Subdivision | MAP OF VALHALLA PARK |
| Legal Block | 1 |
| Legal Lot Number | 77.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11902 |
Source: Westchester County and Mount Pleasant Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 HOWARD AVE, VALHALLA, NY 10595-2109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Aug 5, 2021 | Deed of Trust, Mortgage DISCOVER BANK |
| Jun 6, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Nov 7, 2017 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Nov 7, 2017 | Loan Modification, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2009 · Amount on Record |
| Deed Sale | Dec 2, 2009 · Amount on Record |
| Prior Sale | May 16, 2000 · Amount on Record |
| Deed Document Number | 2009493210751 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 15 HOWARD AVE, VALHALLA, NY 10595-2109 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL |
| Name | Verified Name |
|---|---|
| Address | 15 HOWARD AVE, VALHALLA, NY 10595-2109 |
| Document Number | 0660153025 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 660153025 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 15 HOWARD AVE, VALHALLA, NY 10595-2109 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|---|
| Address | 15 HOWARD AVE, VALHALLA, NY 10595-2109 |
| Document Number | 0612173110 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 612173110 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Jul 27, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 15 HOWARD AVE, VALHALLA, NY 10595-2109 |
| Document Number | 0602613098 |
| Instrument Date | Jun 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 HOWARD AVE VALHALLA NY 105952109, VALHALLA, NY 10595-2109 |
| Document Number | 0602613098 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 060261/003098 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 15 HOWARD AVE, VALHALLA, NY 10595-2109 |
| Document Number | 0573323623 |
| Instrument Date | Nov 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 HOWARD AVE VALHALLA NY 105952109, VALHALLA, NY 10595-2109 |
| Document Number | 0573323623 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 057332/003623 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 28, 2037 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 15 HOWARD AVE, VALHALLA, NY 10595-2109 |
| Document Number | 0573323626 |
| Instrument Date | Nov 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | SANDS ABSTRACT LLC, SANDS ABS LLC |
| Name | Verified Name |
|---|---|
| Address | 15 HOWARD AVE VALHALLA NY 105952109, VALHALLA, NY 10595-2109 |
| Document Number | 0573323626 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 057332/003626 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 28, 2037 |
Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Mount Pleasant Town |
| Unified School District | Valhalla Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,384.00 Homeowner's exemption | ||
| 2025 | $6,950 (-) Land $1,300 Building $5,650 | $688,119 (+5.94%) Land $128,713 Building $559,406 | |
| 2024 | Homeowner's exemption | $6,950 (-) Land $1,300 Building $5,650 | $649,532 (+5.61%) Land $121,495 Building $528,037 |
| 2023 | $6,950 Land $1,300 Building $5,650 | $615,044 Land $115,044 Building $500,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENSICO WATER DISTRICT serves 17,917 people · EPA ID NY5930082 |
|---|---|
| Water Source | Purchased surface water from NEW YORK CITY SYSTEM |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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