15 Horatio Rd, Eastham, MA 02642 Property Records

Barnstable County and Eastham Town property record for 15 Horatio Rd, Eastham, MA 02642

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,760 sqft · built 1975
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$369,838 (Jun 2011)
Tax Bill	$5,038 (2025)
Deeds & Mortgages	May 2020 Refinance Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`EAST M:0009 L:0347`

Property Details

APN / Parcel Number

Primary APN	`EAST M:0009 L:0347`
Alternative APN	`2971`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,760 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1987
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2971
Street Address	15 HORATIO RD
City	EASTHAM
State	MA
Zip	02642-2748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Subdivision	PINE GLADE
Legal Lot Number	347
Jurisdiction	EASTHAM MA
Township / Civil Division	EASTHAM
Census Block Group	1
Census Block	1036
Census Tract	10306

Owner

Source: Barnstable County and Eastham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 HORATIO RD, EASTHAM, MA 02642-2748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SEAMENS SAVINGS BANK
Jan 5, 2021	Deed of Trust, Mortgage · Line of Credit SEAMENS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2011 · Amount on Record
Deed Sale	Jun 14, 2011 · Amount on Record
Prior Sale	Apr 22, 1988 · Amount on Record
Deed Document Number	20113
Deed Book / Page	25506 / 141
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	15 HORATIO RD, EASTHAM, MA 02642-2748
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32877-252
Date	May 4, 2020
Book Page	32877/252
Instrument	21178

Lender

Name	SEAMENS SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	15 HORATIO RD, EASTHAM, MA 02642-2748
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33641-324
Date	Jan 5, 2021
Book Page	33641/324
Instrument	407

Lender

Name	SEAMENS SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Feb 1, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Eastham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Eastham Town
Elementary School District	Eastham School District (PK - 05)
Secondary School District	Nauset School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,038.00 (+12.3%)	$653,500 (+2.11%) Land $268,200 Building $385,300	$902,025
2024	$4,486.00 (+13.05%)	$640,000 (+16.77%) Land $260,400 Building $379,600
2023	$3,968.00	$548,100 Land $241,100 Building $307,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1982–2017)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF EASTHAM serves 6,199 people · EPA ID MA4086095
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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