15 Holt Ct, Florence, AL 35634 Property Records

Lauderdale County property record for 15 Holt Ct, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,052 sqft · built 1988
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Tax Bill	$802 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-07-26-0-000-050-000`

Property Details

APN / Parcel Number

Primary APN	`05-07-26-0-000-050-000`
Alternative APNs	`098834` `11946` `98834`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,052 sqft Living Area
1st Floor Area	2,052 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	170 ft deep x 105 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	98834
Street Address	15 HOLT CT
City	FLORENCE
State	AL
Zip	35634-5606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	71 X 170 IRR VILLAGE OAKS LOT 4 .40 AC/C SEC 26 T1S R11W PB 5 PG 34
Legal Range	11W
Legal Township	01S
Legal Section	26
Legal Subdivision	VILLAGE OAKS
Legal Lot Number	4
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2062
Census Tract	11502

Owner

Source: Lauderdale County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	15 HOLT CT, FLORENCE, AL 35634-5606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · FHA Mortgage HUD
Apr 6, 2021	Warranty Deed, Transfer · FHA Mortgage FIRST SOUTHERN BANK
Apr 6, 2021	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2021
Deed Sale	Apr 6, 2021
Prior Sale	Jul 18, 2007
Deed Document Number	0202121689
Deed Book / Page	2021 / 21689
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	15 HOLT CT, FLORENCE, AL 35634-5606
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023/46318
Date	Nov 2, 2023
Book Page	2023/46318

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	May 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Apr 6, 2021
Property Address	15 HOLT CT, FLORENCE, AL 35634-5606
Document Number	2021/21689
Book / Page	2021 / 21689
Map Reference	MB 5 PG 34
Instrument Date	Apr 2, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6784 COUNTY ROAD 7, FLORENCE, AL 35633-6153

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HOLT CT, FLORENCE, AL 35634-5606

Mortgage

Document Number	202121691202121691
Date	Apr 6, 2021
Instrument	2021/21691202121691

Lender

Name	FIRST SOUTHERN BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Apr 6, 2021
Property Address	15 HOLT CT, FLORENCE, AL 35634-5606
Document Number	2021/21687
Book / Page	2021 / 21687
Map Reference	MB 5 PG 34
Instrument Date	Mar 23, 2021
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6784 COUNTY ROAD 7, FLORENCE, AL 35633-6153

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HOLT CT, FLORENCE, AL 35634-5606

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$802.00 (+7.08%) Homeowner's exemption	$23,140 (+6.93%)	$255,280 (+17.94%) Land $18,300 Building $236,980
2024	$749.00 (+7.15%) Homeowner's exemption	$21,640 (+1,445.71%) Land $1,520 Building $20,120	$216,440 (+7.16%) Land $15,200 Building $201,240
2023	$699.00 (+19.28%) Homeowner's exemption	$1,400 (-91.76%) Land $1,400	$201,980 (+19.02%) Land $13,900 Building $188,080
2022	$586.00 Homeowner's exemption	$16,980	$169,700 Land $16,300 Building $153,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	54 (1991–2025)
Claims Outside the SFHA	7 of 54
Most Recent Claim	Mar 2025 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHISHOLM HEIGHTS, WATER & F P AUTHORITY serves 4,881 people · EPA ID AL0000777
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

15 Holt Ct, Florence, AL 35634 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2021: Correction Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Holt Ct

Nearby Streets

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