15 Hillcrest Rd, Waltham, MA 02451 Property Records

Middlesex County and Waltham City property record for 15 Hillcrest Rd, Waltham, MA 02451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,568 sqft · built 1996
Lot Size	0.229 acres (9,962 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Dec 2011)
Tax Bill	$8,289 (2026)
Deeds & Mortgages	Jul 2022 Refinance Jul 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`90877`

Property Details

APN / Parcel Number

Primary APN	`90877`
Alternative APN	`WALT M:013 B:003 L:0013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	2,480 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,962 sqft (0.229 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	90877
Street Address	15 HILLCREST RD
City	WALTHAM
State	MA
Zip	02451-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	3
Legal Lot Number	13
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	2
Census Block	2004
Census Tract	368101

Owner

15 Hillcrest Rd is owned and occupied by two individuals who bought it in December 2011.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 HILLCREST RD, WALTHAM, MA 02451-2219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance THIRD FEDERAL SAVING & LOAN ASSOC
Jul 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jan 16, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL S& L
Apr 8, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN
Jun 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FSLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2011 · Amount on File
Deed Sale	Dec 13, 2011 · Amount on File
Prior Sale	Oct 15, 2002 · Amount on File
Deed Document Number	201122
Deed Book / Page	58067 / 268
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	15 HILLCREST RD, WALTHAM, MA 02451-2219
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080449-253
Date	Jul 18, 2022
Book Page	80449/253
Instrument	109451

Lender

Name	THIRD FEDERAL SAVING & LOAN ASSOC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	15 HILLCREST RD, WALTHAM, MA 02451-2219
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078341-219
Date	Jul 28, 2021
Book Page	78341/219
Instrument	168900

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	15 HILLCREST RD, WALTHAM, MA 02451-2219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70510-195
Date	Jan 16, 2018
Book Page	70510/195
Instrument	6516

Lender

Name	THIRD FEDERAL S& L

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	15 HILLCREST RD, WALTHAM, MA 02451-2219
Document Number	72535-340
Instrument Date	Apr 8, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HILLCREST RD WALTHAM MA 024512219, WALTHAM, MA 02451-2219

Mortgage

Document Number	72535-340
Date	May 1, 2019
Book Page	072535/000340
Instrument	55135

Lender

Name	THIRD FED'L S&L ASSN

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	15 HILLCREST RD, WALTHAM, MA 02451-2219
Document Number	71241-147
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 HILLCREST RD WALTHAM MA 024512219, WALTHAM, MA 02451-2219

Mortgage

Document Number	71241-147
Date	Jun 29, 2018
Book Page	071241/000147
Instrument	95737

Lender

Name	FAMILY FSLA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2026 property tax bill for 15 Hillcrest Rd was $8,289, up 10.1% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,289.00 (+10.14%)	$803,200 (+4.8%) Land $404,400 Building $398,800	$893,966 (+13.06%)
2025	$7,526.00 (+5.39%)	$766,400 (+3.46%) Land $386,100 Building $380,300	$790,685 (-0.87%)
2024	$7,141.00 (+1.41%)	$740,800 (+8.56%) Land $367,700 Building $373,100	$797,620
2023	$7,042.00	$682,400 Land $335,700 Building $346,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Hillcrest Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	21 (1996–2018)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Jan 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 11 claims Severe Storms And Flooding, Mar 2001 · 4 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Hillcrest Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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