15 Hill Rd, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 15 Hill Rd, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,328 sqft · built 1900
Lot Size	0.201 acres (8,773 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Oct 2025)
Tax Bill	$7,549 (2025)
Deeds & Mortgages	Sep 2024 Second Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-11008-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`19-11008-0000-00015`
Alternative APN	`191100800015`

Interior

Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	8,773 sqft (0.201 acres)
Lot Dimensions	117 ft deep x 75 ft wide

Location & Zoning

Street Address	15 HILL RD
City	STANHOPE
State	NJ
Zip	07874-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Subdivision	BOROUGH/STANHOPE
Legal Block	11008
Legal Lot Number	15
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	3
Census Block	3017
Census Tract	374600

Owner

15 Hill Rd is owned and occupied by two individuals who bought it in October 2025.

Source: Sussex County and Stanhope Borough records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 HILL RD, STANHOPE, NJ 07874-2905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 2, 2025	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 11, 2017	Grant Deed, Transfer · Conventional with PMI HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on File
Deed Sale	Oct 2, 2025 · Amount on File
Prior Sale	May 11, 2017 · Amount on File
Deed Document Number	202518013
Deed Book / Page	10409 / 1243
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	15 HILL RD, STANHOPE, NJ 07874-2905
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103351203
Date	Sep 18, 2024
Book Page	10335/1203
Instrument	2024015890

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 19, 2034

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Oct 2, 2025
Property Address	15 HILL RD, STANHOPE, NJ 07874-2905
Document Number	0104091243
Book / Page	10409 / 1243
Instrument Date	Sep 16, 2025
Instrument	2025018013
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	SUNNYSIDE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 SANDY LAKE DR, HAMPTON, VA 23666-5512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HILL RD, STANHOPE, NJ 07874-2905

Mortgage

Document Number	2025018014
Date	Oct 2, 2025
Instrument	2025018014

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	May 11, 2017
Property Address	15 HILL RD, STANHOPE, NJ 07874-2905
Document Number	0034270266
Book / Page	003427 / 000266
Instrument Date	Apr 28, 2017
Instrument	97310
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HILL RD STANHOPE NJ 078742905, STANHOPE, NJ 07874-2905

Mortgage

Document Number	94950298
Date	May 11, 2017
Book Page	009495/000298
Instrument	97320

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 15 Hill Rd was $7,549, up 3.2% from the year before.

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,200 (+178.52%) Land $177,100 Building $274,100	$451,200 (+178.52%) Land $177,100 Building $274,100
2025	$7,549.00 (+3.24%)	$162,000 (-) Land $75,100 Building $86,900	$162,000 (-) Land $75,100 Building $86,900
2024	$7,312.00 (+2.01%)	$162,000 (-) Land $75,100 Building $86,900	$162,000 (-) Land $75,100 Building $86,900
2023	$7,168.00 (+2.34%)	$162,000 Land $75,100 Building $86,900	$162,000 Land $75,100 Building $86,900
2022	$7,004.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15 Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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