Albany County and Colonie Town property record for 15 Highcroft Ct, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,301 sqft · built 2018 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $459,000 (Feb 2019) |
| Tax Bill | $11,878 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 17.2-1-50 |
| Primary APN | 012689 17.2-1-50 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,301 sqft Living Area |
| 1st Floor Area | 960 sqft |
| 2nd Floor Area | 1,341 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 26 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01700200010500000000 |
|---|---|
| Street Address | 15 HIGHCROFT CT |
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-1983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Subdivision | LONDONDERRY RIDGE SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 50.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 13802 |
15 Highcroft Ct is owned and occupied by two individuals who bought it in February 2019.
Source: Albany County and Colonie Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 HIGHCROFT CT, SCHENECTADY, NY 12309-1983 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 11, 2019 | Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2019 · Amount on File |
| Deed Sale | Feb 11, 2019 · Amount on File |
| Deed Document Number | 20192905 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 15 HIGHCROFT CT, SCHENECTADY, NY 12309-1983 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|---|
| Address | 15 HIGHCROFT CT, NISKAYUNA, NY 12309-1983 |
| Document Number | 0000008858 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | R2023-18858 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Feb 11, 2019 |
| Property Address | 15 HIGHCROFT CT, SCHENECTADY, NY 12309-1983 |
| Document Number | 0000002905 |
| Instrument Date | Jan 18, 2019 |
| Instrument | 2905 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,836.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 HIGHCROFT CT NISKAYUNA NY 123091983, NISKAYUNA, NY 12309-1983 |
| Document Number | 2906 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 2906 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 10, 2049 |
The 2026 property tax bill for 15 Highcroft Ct was $11,878, down 6.2% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,878.00 (-6.22%) | ||
| 2025 | $12,666.00 | $265,900 Land $66,400 Building $199,500 | $608,500 Land $151,953 Building $456,547 |
| 2023 | $265,900 (-) Land $66,400 Building $199,500 | $521,400 (+9.32%) Land $130,203 Building $391,197 | |
| 2022 | $265,900 Land $66,400 Building $199,500 | $476,951 Land $119,103 Building $357,848 | |
| 2021 | $11,514.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Highcroft Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15 Highcroft Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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