15 Highcroft Ct, Schenectady, NY 12309 Property Records

Albany County and Colonie Town property record for 15 Highcroft Ct, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,301 sqft · built 2018
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$459,000 (Feb 2019)
Tax Bill$11,878 (2026)
Deeds & MortgagesOct 2023 Line of Credit
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN012689 17.2-1-50

Property Details

APN / Parcel Number

Primary APN012689 17.2-1-50
Alternative APN
  • 01700200010500000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,301 sqft Living Area
1st Floor Area960 sqft
2nd Floor Area1,341 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area26 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01700200010500000000
Street Address15 HIGHCROFT CT
CitySCHENECTADY
StateNY
Zip12309-1983
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal SubdivisionLONDONDERRY RIDGE SUBDIVISION
Legal Block1
Legal Lot Number50.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group1
Census Block1007
Census Tract13802

Owner

15 Highcroft Ct is owned and occupied by two individuals who bought it in February 2019.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address15 HIGHCROFT CT, SCHENECTADY, NY 12309-1983
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Feb 11, 2019Grant Deed, Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2019 · Amount on File
Deed SaleFeb 11, 2019 · Amount on File
Deed Document Number20192905
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address15 HIGHCROFT CT, SCHENECTADY, NY 12309-1983
Transaction TypeMortgage
Record UpdatedFeb 16, 2024
Title CompanyWFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 HIGHCROFT CT, NISKAYUNA, NY 12309-1983

Mortgage

Document Number0000008858
DateOct 20, 2023
InstrumentR2023-18858
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 5, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBANY NY
Recording DateFeb 11, 2019
Property Address15 HIGHCROFT CT, SCHENECTADY, NY 12309-1983
Document Number0000002905
Instrument DateJan 18, 2019
Instrument2905
Transaction TypeTransfer
Record UpdatedMar 20, 2019
Title CompanyOTHER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,836.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15 HIGHCROFT CT NISKAYUNA NY 123091983, NISKAYUNA, NY 12309-1983

Mortgage

Document Number2906
DateFeb 11, 2019
Instrument2906
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 10, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 15 Highcroft Ct was $11,878, down 6.2% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,878.00 (-6.22%)
2025$12,666.00$265,900 Land $66,400 Building $199,500$608,500 Land $151,953 Building $456,547
2023$265,900 (-) Land $66,400 Building $199,500$521,400 (+9.32%) Land $130,203 Building $391,197
2022$265,900 Land $66,400 Building $199,500$476,951 Land $119,103 Building $357,848
2021$11,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Highcroft Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Highcroft Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHAM WATER DISTRICT
serves 85,590 people · EPA ID NY0100198
Water SourceSurface water
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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