15 High St, Chester, CT 06412 Property Records

Chester Town property record for 15 High St, Chester, CT 06412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,348 sqft · built 1880
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Jan 2014)
Tax Bill	$7,706 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHES M:14 B:107`

Property Details

APN / Parcel Number

Primary APN	`CHES M:14 B:107`
Alternative APNs	`CSTR M:14 B:107` `00082700` `82700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,348 sqft Living Area
Gross Area	3,094 sqft
1st Floor Area	1,212 sqft
Basement Area	723 sqft
Unfinished Basement	723 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	82700
Street Address	15 HIGH ST
City	CHESTER
State	CT
Zip	06412-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	107
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	4
Census Block	4011
Census Tract	600100

Owner

15 High St is owned and occupied by two individuals who bought it in January 2014.

Source: Chester Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 HIGH ST, CHESTER, CT 06412-1101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2014 · Amount on File
Deed Sale	Jan 21, 2014 · Amount on File
Prior Sale	May 2, 1990 · Amount on File
Deed Book / Page	160 / 331
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	15 HIGH ST, CHESTER, CT 06412-1101
Document Number	173-265
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HIGH ST CHESTER CT 064121101, CHESTER, CT 06412-1101

Mortgage

Document Number	173-265
Date	Oct 30, 2019
Book Page	000173/000265

Lender

Name	BAY EQUITY
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 15 High St was $7,706.

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,706.00	$284,550 Land $64,470 Building $220,080	$199,185 Land $45,129 Building $154,056
2024	$7,706.00 (+24.13%)
2023	$6,208.00 (+0.66%)	$209,040 (-) Land $67,230 Building $141,810
2022	$6,167.00	$209,040 Land $67,230 Building $141,810

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15 High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 High St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on High St

Nearby Streets

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