15 Hickory Nut Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 15 Hickory Nut Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,456 sqft · built 2000
Lot Size	1.01 acres (44,210 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Feb 2017)
Tax Bill	$1,253 (2025)
Deeds & Mortgages	Dec 2020 Reverse Mortgage Jul 2018 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`459104533886000`

Property Details

APN / Parcel Number

Primary APN	`459104533886000`
Alternative APN	`48038`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Heated Area
Gross Area	2,916 sqft
1st Floor Area	988 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	44,210 sqft (1.01 acres)
Lot Dimensions	173 ft deep x 476 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	160 sqft
Deck Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	48038
Street Address	15 HICKORY NUT LN
City	MURPHY
State	NC
Zip	28906-5417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 WILDCAT DEV 1555/256
Legal Subdivision	WILDCAT DEVELOPMENT
Legal Lot Number	12
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1026
Census Tract	930502

Owner

Source: Cherokee County assessment roll, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 HICKORY NUT LN, MURPHY, NC 28906-5417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Jul 3, 2018	Intrafamily Transfer, Transfer · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Feb 24, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 24, 2017 · Amount on Record
Deed Sale	Feb 24, 2017 · Amount on Record
Prior Sale	May 15, 2006 · Amount on Record
Deed Document Number	2017778
Deed Book / Page	1555 / 256
Last Transfer Date	Jun 29, 2018
Transfer Doc	01591/0033
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	15 HICKORY NUT LN, MURPHY, NC 28906-5417
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HICKORY NUT LN, MURPHY, NC 28906-5417

Mortgage

Document Number	1668/162
Date	Dec 21, 2020
Book Page	1668/162
Instrument	8084

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.59%
Type Change Date	Jan 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Jul 3, 2018
Property Address	15 HICKORY NUT LN, MURPHY, NC 28906-5417
Document Number	01591/0033
Book / Page	01591 / 0033
Instrument Date	Jun 29, 2018
Instrument	03241
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HICKORY NUT LN, MURPHY, NC 28906-5417

Mortgage

Document Number	03242
Date	Jul 3, 2018
Instrument	03242

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.52%
Type Change Date	Jul 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	5%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 24, 2017
Property Address	15 HICKORY NUT LN, MURPHY, NC 28906-5417
Document Number	01555/0256
Book / Page	01555 / 0256
Instrument Date	Feb 16, 2017
Instrument	00778
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 SUNRAY CIR, 100, MURPHY, NC 28906-8204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HICKORY NUT LN, MURPHY, NC 28906-5417

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,253.00	$180,710 (-)	$180,710 (-) Land $25,000 Building $155,710
2023		$180,710	$180,710 Land $25,000 Building $155,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CND Acquisition Cable	500 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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