15 Heritage Rd, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 15 Heritage Rd, Acton, MA 01720 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,277 sqft · built 1967
Lot Size	0.466 acres (20,283 sqft)
Owner	Individual Name on File
Last Sale	$566,000 (May 2017)
Tax Bill	$12,971 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00H4 B:0105 L:0028`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00H4 B:0105 L:0028`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,277 sqft Living Area
Gross Area	4,571 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,283 sqft (0.466 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	15 HERITAGE RD
City	ACTON
State	MA
Zip	01720-5302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	105
Legal Lot Number	28
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1026
Census Tract	363104

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00H4 B:0105 L:0028

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15 HERITAGE RD, ACTON, MA 01720-5302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG
May 31, 2017	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Prior Sale	Sep 16, 1994 · Amount on Record
Deed Book / Page	69360 / 588
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	15 HERITAGE RD, ACTON, MA 01720-5302
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079958-351
Date	Apr 11, 2022
Book Page	79958/351
Instrument	53963

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	541 Months
Due	May 01, 2067

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	15 HERITAGE RD, ACTON, MA 01720-5302
Document Number	75261-121
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 HERITAGE RD ACTON MA 017205302, ACTON, MA 01720-5302

Mortgage

Document Number	75261-121
Date	Jul 31, 2020
Book Page	075261/000121
Instrument	127205

Lender

Name	STEARNS LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 30, 2045

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	May 31, 2017
Property Address	15 HERITAGE RD, ACTON, MA 01720-5302
Document Number	69360-588
Book / Page	069360 / 000588
Instrument Date	May 26, 2017
Instrument	80942
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,580.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 W BROADWAY #603 BOSTON MA 021271163, 603, BOSTON, MA 02127-1163

Mortgage

Document Number	69361-1
Date	May 31, 2017
Book Page	069361/000001
Instrument	80943

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,971.00 (+6.87%)	$756,300 (+3.87%) Land $313,800 Building $442,500	$867,825 (+4.62%)
2024	$12,137.00 (+2.62%)	$728,100 (+8.11%) Land $313,800 Building $414,300	$829,540
2023	$11,827.00	$673,500 Land $285,200 Building $388,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173631041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (1980–2017)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Aug 2017, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 70 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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