15 Hemingway Rd, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 15 Hemingway Rd, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,274 sqft · built 1927
Lot Size	0.742 acres (32,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Aug 2019)
Tax Bill	$8,818 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:006-G B:0019 L:0017`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-G B:0019 L:0017`
Alternative APNs	`M:006=G B:0019 L:0017` `946023`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	3,274 sqft Living Area
Gross Area	6,080 sqft
1st Floor Area	1,369 sqft
Basement Area	1,270 sqft
Unfinished Basement	1,270 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Tile
Lot Area	32,326 sqft (0.742 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	946023
Street Address	15 HEMINGWAY RD
City	SAUGUS
State	MA
Zip	01906-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Subdivision	FREDERICK H GRISWOLD
Legal Block	19
Legal Lot Number	17
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3021
Census Tract	208101

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 HEMINGWAY RD, SAUGUS, MA 01906-2705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage ARDENT FEDERAL CREDIT UNION
Mar 12, 2024	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Mar 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Sep 23, 2020	Deed of Trust, Mortgage · Balloon Mortgage MALDEN FCU
Aug 29, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Prior Sale	Mar 1, 2010 · Amount on Record
Deed Document Number	20193490
Deed Book / Page	37797 / 347
Prior Transfer Date	Aug 27, 2019
Prior Transfer Doc	37797-347
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Recording Date	Apr 21, 2026
Property Address	15 HEMINGWAY RD, SAUGUS, MA 01906-2705
Document Number	043339-381
Book / Page	43339 / 381
Instrument Date	Apr 14, 2026
Instrument	20262630
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HEMINGWAY RD, SAUGUS, MA 01906-2705

Mortgage

Document Number	0000002630,
Date	Apr 21, 2026
Book Page	43339/381
Instrument	20262630

Lender

Name	ARDENT FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate	6.22%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	15 HEMINGWAY RD, SAUGUS, MA 01906-2705
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042019-336
Date	Mar 12, 2024
Book Page	42019/336
Instrument	20240312000090

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	15 HEMINGWAY RD, SAUGUS, MA 01906-2705
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39678-176
Date	Mar 23, 2021
Book Page	39678/176
Instrument	20210323005270

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	15 HEMINGWAY RD, SAUGUS, MA 01906-2705
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38968-329
Date	Sep 23, 2020
Book Page	38968/329
Instrument	20200923001870

Lender

Name	MALDEN FCU

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Aug 29, 2019
Property Address	15 HEMINGWAY RD, SAUGUS, MA 01906-2705
Document Number	37797-347
Book / Page	37797 / 347
Instrument Date	Aug 27, 2019
Instrument	20190829003490
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HEMINGWAY RD, SAUGUS, MA 01906-2705

Mortgage

Document Number	190829003500
Date	Aug 29, 2019
Instrument	190829003500

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,818.00 (+3.89%)	$846,300 (+6.48%) Land $389,800 Building $443,000	$780,738 (-8.14%)
2025	$8,488.00 (+3.68%)	$794,800 (+3.4%) Land $354,800 Building $440,000	$849,965
2024	$8,187.00 (+3.63%)	$768,700 (+9.56%) Land $334,700 Building $434,000
2023	$7,900.00	$701,600 Land $294,700 Building $406,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 units insured incl. 6 condo units
Nearby Flood Claims	2 (1978–1996)
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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