15 Harvard St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 15 Harvard St, Winchendon, MA 01475

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,600 sqft · built 1920
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$258,500 (Jan 2021)
Tax Bill	$3,767 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Jan 2021 Sale & Mortgage + 2 more
APN	`WINC M:2D3 B:0 L:80`

Property Details

APN / Parcel Number

Primary APN	`WINC M:2D3 B:0 L:80`
Alternative APN	`WCDN M:2D3 B:0 L:80`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area
Gross Area	2,730 sqft
Basement Area	956 sqft
Unfinished Basement	956 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	15 HARVARD ST
City	WINCHENDON
State	MA
Zip	01475-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	FAIRLAWN
Legal Lot Number	80
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	1
Census Block	1000
Census Tract	701102

Owner

15 Harvard St is owned and occupied by two individuals who bought it in January 2021.

Source: Worcester County and Winchendon Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 HARVARD ST, WINCHENDON, MA 01475-1214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU
Jan 29, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DIGITAL FCU
Dec 28, 2017	Quit Claim Deed, Transfer SALEM FIVE MTG CO
Sep 11, 2017	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2021 · Amount on File
Deed Sale	Jan 29, 2021 · Amount on File
Prior Sale	Dec 28, 2017 · Amount on File
Deed Book / Page	64350 / 294
Prior Transfer Date	Jan 13, 2021
Prior Transfer Doc	064350-294
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	15 HARVARD ST, WINCHENDON, MA 01475-1214
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072084-323
Date	Jun 6, 2025
Book Page	72084/323
Instrument	45540

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2045

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	Jan 29, 2021
Property Address	15 HARVARD ST, WINCHENDON, MA 01475-1214
Document Number	64350-294
Book / Page	64350 / 294
Instrument Date	Jan 13, 2021
Instrument	13891
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 HARVARD ST, WINCHENDON, MA 01475-1214

Mortgage

Document Number	13892
Date	Jan 29, 2021
Instrument	13892

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	Dec 28, 2017
Property Address	15 HARVARD ST, WINCHENDON, MA 01475-1214
Document Number	58252-26
Book / Page	58252 / 26
Instrument	145482
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HARVARD ST, WINCHENDON, MA 01475-1214

Mortgage

Document Number	582520029
Date	Dec 28, 2017
Instrument	58252/0029

Lender

Name	SALEM FIVE MTG CO

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2047

September 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	WINCHENDON MA
Recording Date	Sep 11, 2017
Property Address	15 HARVARD ST, WINCHENDON, MA 01475-1214
Document Number	57709-13
Book / Page	057709 / 000013
Instrument Date	Aug 25, 2017
Instrument	99303
Transaction Type	Foreclosure
Record Updated	Oct 4, 2017

Transaction

Amount	Amount on Record
Tax	$285.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8 BRENDA LN BALDWINVILLE MA 014361244, BALDWINVILLE, MA 01436-1244

Tax Assessment & Valuation

The 2025 property tax bill for 15 Harvard St was $3,767, up 4.4% from the year before.

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,767.00 (+4.44%)	$320,600 (+11.47%) Land $35,100 Building $285,500	$353,875 (+4.28%)
2024	$3,607.00 (-12.26%)	$287,600 (-6.26%) Land $31,900 Building $255,700	$339,340
2023	$4,111.00	$306,800 Land $30,300 Building $276,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 15 Harvard St.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Harvard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000
Water Source	Purchased surface water from ASH/WIN JOINT WATER AUTHORITY
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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