15 Harvard Rd, Billerica, MA 01821 Property Records

Middlesex County and Billerica Town property record for 15 Harvard Rd, Billerica, MA 01821

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1977
Lot Size	0.47 acres (20,486 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,327 (2026)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BILL M:0034 B:0037 L:5`

Property Details

APN / Parcel Number

Primary APN	`BILL M:0034 B:0037 L:5`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Gross Area	2,748 sqft
1st Floor Area	750 sqft
Basement Area	816 sqft
Unfinished Basement	612 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,486 sqft (0.47 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15 HARVARD RD
City	BILLERICA
State	MA
Zip	01821-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	37
Legal Lot Number	5
Jurisdiction	BILLERICA MA
Township / Civil Division	BILLERICA
Census Block Group	2
Census Block	2021
Census Tract	316101

Owner

Source: Middlesex County and Billerica Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 HARVARD RD, BILLERICA, MA 01821-1406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Recording Date	Jul 7, 2026
Property Address	15 HARVARD RD, BILLERICA, MA 01821-1406
Document Number	0000021421
Book / Page	40182 / 1
Instrument Date	Jun 12, 2026
Instrument	202621421
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HARVARD RD, BILLERICA, MA 01821-1406

Mortgage

Document Number	0000021421,
Date	Jul 7, 2026
Book Page	40182/1
Instrument	202621421

Lender

Name	TD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Billerica Town
Unified School District	Billerica School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,327.00 (+3.86%)	$545,000 (+1.72%) Land $310,800 Building $231,700	$479,560 (-)
2025	$6,092.00 (+2.4%)	$535,800 (+1.69%) Land $301,600 Building $234,200	$479,560 (+11.81%)
2024	$5,949.00 (+2.73%)	$526,900 (+7.99%) Land $295,600 Building $231,300	$428,925
2023	$5,791.00	$487,900 Land $258,000 Building $229,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (1982–2023)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2023 · river or lake flooding
Claims by Event	Flooding, Apr 2004 · 2 claims Severe Storms And Flooding, Mar 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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