Franklin County property record for 15 Harmony Lndg, Waddy, KY 40076
| Property Type | Duplex |
|---|---|
| Details | built 1989 |
| Lot Size | 0.301 acres (13,150 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,582 (2025) |
| Deeds & Mortgages | Sep 2013 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 048-40-08-005.00 |
| Primary APN | 048-40-08-005.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Duplex Single |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,150 sqft (0.301 acres) |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Driveway | Asphalt Driveway |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 78651 |
|---|---|
| Street Address | 15 HARMONY LNDG |
| City | WADDY |
| State | KY |
| Zip | 40076 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LOT 15A LOT 15B |
| Legal Subdivision | SIGNAL RIDGE A |
| Legal Phase | 1 |
| Legal Lot Number | 15A,15B |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 70401 |
15 Harmony Lndg, a duplex, is owned by a company.
Source: Franklin County records, as of March 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 573 AVENSTOKE RD, WADDY, KY 40076-8907 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 15 HARMONY LNDG, WADDY, KY 40076 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1296/285 |
|---|---|
| Date | Sep 23, 2013 |
| Book Page | M1296/285 |
| Instrument | 407498 |
| Name | CITIZENS COMMERCE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | VERSAILLES, KY 40383 |
| Amount | Amount on Record |
|---|---|
| Term | 119 Months |
| Due | Aug 14, 2023 |
The 2025 property tax bill for 15 Harmony Lndg was $3,582.
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,582.00 | $299,000 Land $30,000 Building $269,000 | $299,000 Land $30,000 Building $269,000 |
| 2023 | $1,374.00 (+0.96%) | $115,000 (-) | $115,000 (-) |
| 2022 | $1,361.00 | $115,000 | $115,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Harmony Lndg in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (1984–2025) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Harmony Lndg is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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