Putnam County and Carmel Town property record for 15 Harkin Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,008 sqft · built 1965 |
| Lot Size | 0.638 acres (27,830 sqft) |
| Owner | Individual Name on File |
| Last Sale | $389,000 (Mar 2022) |
| Tax Bill | $13,574 (2024) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 54.14-1-64 |
| Primary APN | 372000 54.14-1-64 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,008 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 720 sqft |
| Finished Basement | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 27,830 sqft (0.638 acres) |
| Lot Dimensions | 242 ft deep x 115 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 480 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 269250 |
|---|---|
| Street Address | 15 HARKIN RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-4059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 1 |
| Legal Lot Number | 64.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | CARMEL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11400 |
15 Harkin Rd is owned and occupied by an individual who bought it in March 2022.
Source: Putnam County and Carmel Town records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 HARKIN RD, CARMEL, NY 10512-4059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 24, 2017 | Deed of Trust, Mortgage · Line of Credit HUDSON RIVER FINANCIAL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2022 · Amount on File |
| Deed Sale | Mar 7, 2022 · Amount on File |
| Deed Document Number | 20222320 |
| Deed Book / Page | 2263 / 72 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Mar 7, 2022 |
| Property Address | 15 HARKIN RD, CARMEL, NY 10512-4059 |
| Document Number | 0022630072 |
| Book / Page | 2263 / 72 |
| Map Reference | MAP 848A |
| Instrument Date | Mar 1, 2022 |
| Instrument | 2320-2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2022 |
| Title Company | ATLANTIC TITLE INC, ATLANTIC TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,556.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 HARKIN RD, 15, CARMEL, NY 10512-4059 |
| Name | Verified Name |
|---|---|
| Address | 1749 JARVIS AVE, BRONX, NY 10461-4943 |
| Document Number | 0000076003 |
|---|---|
| Date | Mar 7, 2022 |
| Instrument | 7600/3 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 15 HARKIN RD, CARMEL, NY 10512-4059 |
| Document Number | 0067670105 |
| Book / Page | 006767 / 000105 |
| Instrument Date | Apr 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1593 SUMMIT ST YORKTOWN HEIGHTS NY 105984700, YORKTOWN HEIGHTS, NY 10598-4700 |
| Document Number | 0067670105 |
|---|---|
| Date | Oct 24, 2017 |
| Book Page | 006767/000105 |
| Instrument | 1603674 |
| Name | HUDSON RIVER FINANCIAL FCU |
|---|---|
| Address | MOHEGAN LAKE, NY 10547 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 23, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Carmel Town |
| Unified School District | Mahopac Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $530,700 Land $97,400 Building $433,300 | $530,700 Land $97,400 Building $433,300 | |
| 2024 | $13,574.00 | ||
| 2023 | $472,400 (+11%) Land $88,500 Building $383,900 | $472,400 (+11%) Land $88,500 Building $383,900 | |
| 2022 | $425,600 Land $88,500 Building $337,100 | $425,600 Land $88,500 Building $337,100 | |
| 2020 | $3,533.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Harkin Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1979–2008) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Mar 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Harkin Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST BRANCH ACRES private · serves 292 people · EPA ID NY3905692 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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