15 Hardaway St, Bluffton, SC 29910 Property Records

Beaufort County property record for 15 Hardaway St, Bluffton, SC 29910

Property Summary

Property TypeSingle Family Home
Details4 bd · 7.5 ba · 5,081 sqft · built 2021
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on File
Last Sale$4,500,000 (May 2025)
Tax Bill$70,009 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Oct 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR61404700000500000

Property Details

APN / Parcel Number

Primary APNR61404700000500000
Alternative APN
  • 13207364

Interior

Bedrooms4 Beds
Full Baths7.5 Baths
Half Baths5 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area5,081 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Construction TypeWood
Roof TypeHip
Roof MaterialMetal
Lot Area16,117 sqft (0.37 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address15 HARDAWAY ST
CityBLUFFTON
StateSC
Zip29910-4304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6106
Legal DescriptionLOT 285 PALMETTO BLUFF VILLAGE BLOCK G2 PB113 P105
Legal SubdivisionPALMETTO BLUFF S/D
Legal BlockG2
Legal Lot Number285
JurisdictionBEAUFORT SC
Township / Civil DivisionBLUFFTON
Census Block Group1
Census Block1160
Census Tract2102

Owner

15 Hardaway St is owned and occupied by two individuals who bought it in May 2025.

Source: Beaufort County records, as of May 6, 2026

Owner of Record2 Individual Names on File
Mailing Address15 HARDAWAY ST, BLUFFTON, SC 29910-4304
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2026Deed of Trust, Mortgage · Line of Credit
PALMETTO STATE BANK
Oct 19, 2023Warranty Deed, Transfer · Conventional Mortgage
SOUTH STATE BANK NA
Dec 26, 2019Trustee's Deed, Construction Loan · Line of Credit
BANK OF ALBUQUERQUE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2025 · Amount on File
Deed SaleMay 2, 2025 · Amount on File
Prior SaleOct 19, 2023 · Amount on File
Deed Document Number202519744
Deed Book / Page4427 / 357
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAUFORT SC
Recording DateApr 23, 2026
Property Address15 HARDAWAY ST, BLUFFTON, SC 29910-4304
Document Number0000017859
Book / Page4530 / 2811
Instrument DateApr 16, 2026
Instrument202617859
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 HARDAWAY ST, BLUFFTON, SC 29910-4304

Mortgage

Document Number0000017859,
DateApr 23, 2026
Book Page4530/2811
Instrument202617859
Lender
NamePALMETTO STATE BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMay 1, 2036
Interest
Rate6.22%
Max Rate-1%

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEAUFORT SC
Recording DateOct 19, 2023
Property Address15 HARDAWAY ST, BLUFFTON, SC 29910-4304
Document Number0000049252
Book / Page4284 / 346
Map ReferenceMB 113 PG 105
Instrument DateSep 12, 2023
Instrument2023049252
Transaction TypeTransfer
Record UpdatedNov 8, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,660.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 609, WHT SULPHUR S, WV 24986-0609

Mortgage

Document Number0000049253
DateOct 19, 2023
Instrument2023049253
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053
Interest
Rate TypeAdjustable Rate
Rate7%
Type Change DateNov 1, 2030
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change9%
Index1-Year T-Bill
Max Rate13%

December 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionBEAUFORT SC
Recording DateDec 26, 2019
Property Address15 HARDAWAY ST, BLUFFTON, SC 29910-4304
Book / Page003822 / 003065
Instrument DateDec 20, 2019
Instrument68898
Transaction TypeConstruction Loan
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15 HARDAWAY ST BLUFFTON SC 299104304, BLUFFTON, SC 29910-4304

Mortgage

Document Number0000068898
DateDec 26, 2019
Book Page003822/003065
Instrument68898
Lender
NameBANK OF ALBUQUERQUE
TypeBank
Address100 SUN AVE NE # 500, ALBUQUERQUE, NM 87109-4677
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 15 Hardaway St was $70,009, up 1.8% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBeaufort County
MunicipalityBluffton Town
Unified School DistrictBeaufort County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$70,009.00 (+1.79%)$246,000 (-)
2024$68,781.00 (+334.88%)$246,000 (+143.56%)$4,100,000 (-) Land $475,000 Building $3,625,000
2023$15,816.00 (+6.62%)$101,000 (+15%)$4,100,000 (+86.74%) Land $475,000 Building $3,625,000
2022$14,834.00 Homeowner's exemption$87,824 Land $8,600 Building $79,224$2,195,600 Land $215,000 Building $1,980,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15 Hardaway St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 666 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies666 in force
Nearby Flood Claims13 (1991–2021)
Claims Outside the SFHA7 of 13
Most Recent ClaimJun 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Hardaway St is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 90% of South Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBJW&SA
serves 164,829 people · EPA ID SC0720003
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber
1,000 / 1,000

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