15 Harbor Ave, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 15 Harbor Ave, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,027 sqft · built 2008
Lot Size	0.328 acres (14,270 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,175,000 (Mar 2018)
Tax Bill	$18,144 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0901 B:0009 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0901 B:0009 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,027 sqft Living Area
Gross Area	7,033 sqft
Basement Area	2,429 sqft
Unfinished Basement	2,429 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,270 sqft (0.328 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Street Address	15 HARBOR AVE
City	MARBLEHEAD
State	MA
Zip	01945-3605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LSR
Legal Subdivision	JAMES C & KARLA A PINGETON
Legal Block	9
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	4
Census Block	4009
Census Tract	203200

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 HARBOR AVE, MARBLEHEAD, MA 01945-3605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 30, 2019	Deed of Trust, Mortgage · Line of Credit BROOKLINE BANK
Mar 2, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2018 · Amount on Record
Deed Sale	Mar 2, 2018 · Amount on Record
Prior Sale	Aug 7, 2007 · Amount on Record
Transfer Doc	36565-22
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	15 HARBOR AVE, MARBLEHEAD, MA 01945-3605
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40135-373
Date	Aug 2, 2021
Book Page	40135/373
Instrument	20210802001650

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2046

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	15 HARBOR AVE, MARBLEHEAD, MA 01945-3605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38155-151
Date	Dec 30, 2019
Book Page	38155/151
Instrument	20191230000210

Lender

Name	BROOKLINE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Mar 2, 2018
Property Address	15 HARBOR AVE, MARBLEHEAD, MA 01945-3605
Document Number	36565-22
Book / Page	036565 / 000022
Instrument Date	Feb 27, 2018
Instrument	1803021010
Transaction Type	Transfer
Record Updated	Mar 20, 2018

Transaction

Amount	Amount Recorded
Tax	$5,358.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	62 COMMONWEALTH AVE BOSTON MA 021163044, BOSTON, MA 02116-3044

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,144.00 (+5.65%)	$2,119,600 (+11.7%) Land $1,400,700 Building $718,900	$2,328,268 (+15.83%)
2025	$17,173.00 (-11.12%)	$1,897,600 (-12%) Land $1,253,200 Building $644,400	$2,010,010
2024	$19,321.00 (+18.24%)	$2,156,400 (+31.97%) Land $1,592,300 Building $564,100
2023	$16,340.00	$1,634,000 Land $1,135,300 Building $498,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Nearby Flood Policies	57 in force
Nearby Flood Claims	7 (1991–2018)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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