Somerset County and Warren Township property record for 15 Gregory Ln, Warren, NJ 07059
| Property Type | Single Family Home |
|---|---|
| Details | 4,659 sqft · built 2018 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,725,000 (Aug 2023) |
| Tax Bill | $31,913 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2023 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-00050-0000-00006-01 |
| Primary APN | 20-00050-0000-00006-01 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,659 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Frame |
| Lot Area | 65,340 sqft |
| Parking Spaces | 3 Parking Spaces |
| Account Number | 00010480 |
|---|---|
| Street Address | 15 GREGORY LN |
| City | WARREN |
| State | NJ |
| Zip | 07059-5045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R65 |
| Legal Subdivision | MAJOR SUB |
| Legal Block | 50 |
| Legal Lot Number | 6.1 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WARREN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 52204 |
Source: Somerset County and Warren Township assessment roll, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 GREGORY LN, WARREN, NJ 07059-5045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Aug 16, 2023 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Oct 26, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Nov 19, 2018 | Grant Deed, Transfer BANK OF AMERICA |
| Apr 6, 2018 | Deed, Construction Loan · Construction Mortgage TWO RIVER COMMUNITY BANK |
| Apr 6, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Apr 6, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2023 · Amount on Record |
| Deed Sale | Aug 16, 2023 · Amount on Record |
| Prior Sale | Nov 19, 2018 · Amount on Record |
| Deed Document Number | 202321223 |
| Deed Book / Page | 7519 / 3767 |
| Prior Transfer Date | Mar 14, 2018 |
| Prior Transfer Doc | 0000012306 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 15 GREGORY LN, WARREN, NJ 07059-5045 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Title Company | REALSAFE TITLE LLC, REALSAFE TITLE |
| Name | Verified Name |
|---|---|
| Address | 15 GREGORY LN, WARREN, NJ 07059-5045 |
| Document Number | 0000005802 |
|---|---|
| Date | Mar 2, 2026 |
| Book Page | 7668/703 |
| Instrument | 2026005802 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Aug 16, 2023 |
| Property Address | 15 GREGORY LN, WARREN, NJ 07059-5045 |
| Document Number | 0000021223 |
| Book / Page | 7519 / 3767 |
| Instrument Date | Jul 11, 2023 |
| Instrument | 2023021223 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2023 |
| Title Company | TRIDENT LAND TRANSFER COMPANY (NJ), TRIDENT LAND TRANSFER CO NJ |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18,347.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3500 CLAIRMONT AVE S # 362362, 362362, BIRMINGHAM, AL 35222-3516 |
| Name | Verified Name |
|---|---|
| Address | 15 GREGORY LN, WARREN, NJ 07059-5045 |
| Document Number | 0000021225 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 2023021225 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 8.62% |
| Margin | 3 |
| Max Rate | 11.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 15 GREGORY LN, WARREN, NJ 07059-5045 |
| Document Number | 0000042493 |
| Instrument Date | Oct 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 GREGORY LN WARREN NJ 070595045, WARREN, NJ 07059-5045 |
| Document Number | 0000042493 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 007164/002605 |
| Instrument | 42493 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 5, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Nov 19, 2018 |
| Property Address | 15 GREGORY LN, WARREN, NJ 07059-5045 |
| Document Number | 0000043289 |
| Book / Page | 007084 / 001837 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 43289 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2018 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 GREGORY LN WARREN NJ 070595045, WARREN, NJ 07059-5045 |
| Document Number | 43290 |
|---|---|
| Date | Nov 19, 2018 |
| Book Page | 007084/001845 |
| Instrument | 43290 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 18, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Apr 6, 2018 |
| Property Address | 15 GREGORY LN, WARREN, NJ 07059-5045 |
| Document Number | 0000012307 |
| Book / Page | 7034 / 2166 |
| Map Reference | MB7018 PG1578 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 2018012307 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 18, 2022 |
| Title Company | FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1094 LORAN CT, 1094, GREAT FALLS, VA 22066-1533 |
| Name | Verified Name |
|---|---|
| Address | 16 MOUNT BETHEL RD # 376, 376, WARREN, NJ 07059-5604 |
| Document Number | 0000012308 |
|---|---|
| Date | Apr 6, 2018 |
| Instrument | 2018012308 |
| Name | TWO RIVER COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Apr 6, 2018 |
| Property Address | 15 GREGORY LN, WARREN, NJ 07059-5045 |
| Document Number | 0000012306 |
| Book / Page | 007034 / 002159 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 12306 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1095 LORAN CT GREAT FALLS VA 22066, GREAT FALLS, VA 22066 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Apr 6, 2018 |
| Property Address | 15 GREGORY LN, WARREN, NJ 07059-5045 |
| Document Number | 0000012311 |
| Book / Page | 007034 / 002198 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 12311 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $375.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 16 MT BETHEL RDSUITE 376 WARREN NJ 07059, WARREN, NJ 07059 |
| Investor | Possibly a Property Investor |
Source: Somerset County and Warren Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Warren Township |
| Elementary School District | Warren Township School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,929,900 (+5.95%) Land $487,700 Building $1,442,200 | $1,929,900 (+5.95%) Land $487,700 Building $1,442,200 | |
| 2025 | $31,913.00 (+3.55%) | $1,821,500 (+15.88%) Land $469,000 Building $1,352,500 | $1,821,500 (+15.88%) Land $469,000 Building $1,352,500 |
| 2024 | $30,819.00 (+2.86%) | ||
| 2023 | $1,571,900 (+4.24%) Land $393,900 Building $1,178,000 | $1,571,900 (+4.24%) Land $393,900 Building $1,178,000 | |
| 2022 | $29,961.00 | $1,507,900 Land $378,600 Building $1,129,300 | $1,507,900 Land $378,600 Building $1,129,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (2011–2024) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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