15 Green Needle Ln, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 15 Green Needle Ln, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,520 sqft · built 1996
Lot Size	0.919 acres (40,023 sqft)
Owner	Individual Name on File
Tax Bill	$9,935 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0023 B:0084 L:0001A`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0023 B:0084 L:0001A`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,520 sqft Living Area
Gross Area	4,684 sqft
Basement Area	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,023 sqft (0.919 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15 GREEN NEEDLE LN
City	ROWLEY
State	MA
Zip	01969-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	84
Legal Lot Number	1A
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1058
Census Tract	270100

Owner

15 Green Needle Ln is owned and occupied by an individual.

Source: Essex County and Rowley Town records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	15 GREEN NEEDLE LN, ROWLEY, MA 01969-1720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Jun 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FEDERAL SAVINGS BANK
Mar 10, 2020	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	15 GREEN NEEDLE LN, ROWLEY, MA 01969-1720
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040935-599
Date	May 16, 2022
Book Page	40935/599
Instrument	20220516003390

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2037

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	15 GREEN NEEDLE LN, ROWLEY, MA 01969-1720
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039978-414
Date	Jun 15, 2021
Book Page	39978/414
Instrument	20210615000570

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	15 GREEN NEEDLE LN, ROWLEY, MA 01969-1720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38322-318
Date	Mar 10, 2020
Book Page	38322/318
Instrument	20200310000040

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15 Green Needle Ln was $9,935, up 1.9% from the year before.

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,935.00 (+1.87%)	$844,100 (+4.73%) Land $336,000 Building $508,100
2024	$9,753.00 (+2.09%)	$806,000 (+9.85%) Land $320,200 Building $485,800
2023	$9,553.00	$733,700 Land $278,400 Building $455,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15 Green Needle Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Green Needle Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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