15 Granite Ter, Ansonia, CT 06401 Property Records

Ansonia City property record for 15 Granite Ter, Ansonia, CT 06401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,141 sqft · built 1950
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$387,000 (Sep 2025)
Tax Bill	$5,875 (2026)
Deeds & Mortgages	Feb 2022 Refinance Sep 2025 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41510`

Property Details

APN / Parcel Number

Primary APN	`41510`
Alternative APN	`ANSO M:058 B:0035 L:0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,141 sqft Living Area
Gross Area	2,655 sqft
1st Floor Area	841 sqft
Attic	Attic
Attic Area	750 sqft
Basement Area	841 sqft
Unfinished Basement	841 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	41510
Street Address	15 GRANITE TER
City	ANSONIA
State	CT
Zip	06401-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	35
Legal Lot Number	30
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	1
Census Block	1025
Census Tract	125400

Owner

Source: Ansonia City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 GRANITE TER, ANSONIA, CT 06401-3012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Sep 23, 2025	Deed, Transfer · Line of Credit CROSSCOUNTRY MORTGAGE INC
Jun 6, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Prior Sale	Jun 6, 2024 · Amount on Record
Deed Book / Page	634 / 479
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	15 GRANITE TER, ANSONIA, CT 06401-3012
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000601-270
Date	Feb 22, 2022
Book Page	601/270
Instrument	1850410015

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ANSONIA CT
Recording Date	Sep 23, 2025
Property Address	15 GRANITE TER, ANSONIA, CT 06401-3012
Document Number	000634-479
Book / Page	634 / 479
Instrument Date	Sep 19, 2025
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15 GRANITE TER, ANSONIA, CT 06401-3012

Mortgage

Document Number	1990150014
Date	Sep 23, 2025
Instrument	1990150014

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Jun 6, 2024
Property Address	15 GRANITE TER, ANSONIA, CT 06401-3012
Document Number	000622-148
Book / Page	622 / 148
Instrument Date	May 28, 2024
Transaction Type	Transfer
Record Updated	Jun 20, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 SECOND RD, MILTON, NH 03851-4665

Tax Assessment & Valuation

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,875.00 (+21.94%)	$199,430 (+18.17%) Land $51,450 Building $147,980	$380,301 (+221.91%)
2025	$4,818.00	$168,770 (-) Land $51,450 Building $117,320	$118,139 Land $36,015 Building $82,124
2024	$4,818.00 (+8.78%)
2023	$4,429.00 (-2.85%)	$168,770 (+39.94%) Land $51,450 Building $117,320
2022	$4,559.00	$120,600 Land $46,600 Building $74,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Granite Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures