15 Grady Ct, Coldwater, MI 49036 Property Records

Branch County property record for 15 Grady Ct, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,156 sqft · built 1998
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Aug 2012)
Deeds & Mortgages	Nov 2021 Transfer Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-343-80`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-343-80`

Interior

Full Baths	1 Bath
Building Area	2,156 sqft Building Perimeter
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	10,454 sqft (0.24 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	15 GRADY CT
City	COLDWATER
State	MI
Zip	49036-1596
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR OF LOT 12 BLK 9 & LOT 10 BLK 10 & LOTS 1 & 2 BLK 12 & POR OF VAC MCLELLAN ST AND VAC CENTRAL AVE IN F V SMITHS ADD IN S
Legal Range	06W
Legal Township	06S
Legal Section	15
Legal Subdivision	F V SMITHS ADDITION
Legal Block	9-10,12
Legal Lot Number	12
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1008
Census Tract	951400

Owner

15 Grady Ct is owned and occupied by an individual who acquired it in November 2021.

Source: Branch County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	15 GRADY CT, COLDWATER, MI 49036-1596
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Intrafamily Transfer, Transfer
Jul 6, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2012 · Amount on File
Deed Sale	Aug 20, 2012 · Amount on File
Prior Sale	Oct 3, 1998 · Amount on File
Deed Document Number	20125692
Last Transfer Date	Nov 29, 2021
Transfer Doc	0202108861
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Nov 30, 2021
Property Address	15 GRADY CT, COLDWATER, MI 49036-1596
Document Number	0202108861
Instrument Date	Nov 29, 2021
Instrument	2021-08861
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 GRADY CT, COLDWATER, MI 49036-1596

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	15 GRADY CT, COLDWATER, MI 49036-1596
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202105298
Date	Jul 6, 2021
Instrument	2021-05298

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$137,950 (+15.58%)	$275,900 (+15.58%)
2025	$119,350	$238,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Grady Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Grady Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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