15 Gloucester Ave, Harvey Cedars (Beach Haven), NJ 08008 Property Records

Ocean County and Harvey Cedars Borough property record for 15 Gloucester Ave, Harvey Cedars, NJ 08008

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,513 sqft · built 2015
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,875,000 (Oct 2014)
Tax Bill	$31,871 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone AO (high risk)
APN	`10-00021-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`10-00021-0000-00007`
Alternative APN	`2810`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	4,513 sqft Living Area
Gross Area	6,206 sqft
Basement Area	1,693 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asbestos
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Basement
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2810
Street Address	15 GLOUCESTER AVE
City	HARVEY CEDARS
State	NJ
Zip	08008-5731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	50X110
Legal Subdivision	HARVEY CEDARS
Legal Block	21
Legal Lot Number	7
Jurisdiction	OCEAN NJ
Township / Civil Division	HARVEY CEDARS
Census Block Group	4
Census Block	4001
Census Tract	738100

Owner

Source: Ocean County and Harvey Cedars Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	290 W END AVE, NEW YORK, NY 10023-8106
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2014 · Amount on Record
Deed Sale	Oct 27, 2014 · Amount on Record
Prior Sale	Oct 21, 2013 · Amount on Record
Deed Document Number	201495358
Deed Book / Page	15926 / 212
Prior Transfer Date	May 20, 1998
Prior Transfer Doc	0000041655
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	15 GLOUCESTER AVE, HARVEY CEDARS, NJ 08008-5731
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0175551594
Date	Aug 1, 2019
Book Page	17555/1594
Instrument	2019073802

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

Tax Assessment & Valuation

Source: Ocean County and Harvey Cedars Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Harvey Cedars Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,866,100 (-) Land $1,168,000 Building $1,698,100	$2,866,100 (-) Land $1,168,000 Building $1,698,100
2025	$31,871.00 (-1.15%)	$2,866,100 (-) Land $1,168,000 Building $1,698,100	$2,866,100 (-) Land $1,168,000 Building $1,698,100
2024	$32,243.00 (+16.34%)
2023		$2,866,100 Land $1,168,000 Building $1,698,100	$2,866,100 Land $1,168,000 Building $1,698,100
2022	$27,715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 456 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	478 units insured incl. 22 condo units
Nearby Flood Claims	681 (1979–2025)
Claims Outside the SFHA	1 of 681
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 512 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 95 claims Coastal Storms & Flooding, Mar 1984 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVEY CEDARS WATER DEPT serves 6,600 people · EPA ID NJ1509001
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20