15 Ginger Bend, Glen Carbon, IL 62034 Property Records

Madison County property record for 15 Ginger Bend, Glen Carbon, IL 62034

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,290 sqft · built 1979
Lot Size	0.758 acres (33,040 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Oct 2021)
Tax Bill	$7,728 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2022 Mortgage + 2 more
APN	`14-2-15-22-20-401-005`

Property Details

APN / Parcel Number

Primary APN	`14-2-15-22-20-401-005`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,290 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	33,040 sqft (0.758 acres)
Lot Dimensions	325 ft deep x 101 ft wide
Garage Type	Attached
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	15 GINGER BND
City	GLEN CARBON
State	IL
Zip	62034-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GINGER CREEK SUBD. LOT 50 101.39X325.87XIRR
Legal Subdivision	GINGER CREEK SUBD
Legal Lot Number	50
Jurisdiction	MADISON IL
Township / Civil Division	EDWARDSVILLE
Census Block Group	2
Census Block	2009
Census Tract	403121

Owner

15 Ginger Bend is owned and occupied by an individual who bought it in October 2021.

Source: Madison County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	15 GINGER BND, GLEN CARBON, IL 62034-3401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Oct 22, 2021	Warranty Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Nov 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2021 · Amount on File
Deed Sale	Oct 22, 2021 · Amount on File
Deed Document Number	202144542
Prior Transfer Date	Nov 1, 2017
Prior Transfer Doc	0000037126
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Apr 8, 2026
Property Address	15 GINGER BND, GLEN CARBON, IL 62034-3401
Document Number	0000009975
Instrument Date	Mar 30, 2026
Instrument	20269975
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	15 GINGER BND, GLEN CARBON, IL 62034-3401

Mortgage

Document Number	0000009975,
Date	Apr 8, 2026
Instrument	20269975

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 3, 2036

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	15 GINGER BND, GLEN CARBON, IL 62034-3401
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011185
Date	Apr 1, 2022
Instrument	2022R11185

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Oct 22, 2021
Property Address	15 GINGER BND, GLEN CARBON, IL 62034-3401
Document Number	0000044542
Map Reference	PB 45 PG 68
Instrument Date	Oct 10, 2021
Instrument	2021R44542
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15 GINGER BND, GLEN CARBON, IL 62034-3401

Mortgage

Document Number	0000044543
Date	Oct 22, 2021
Instrument	2021R44543

Lender

Name	PRAIRIE STATE BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Nov 2, 2017
Property Address	15 GINGER BND, GLEN CARBON, IL 62034-3401
Document Number	0000037126
Instrument Date	Nov 1, 2017
Instrument	37126
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 GINGER BND GLEN CARBON IL 620343401, GLEN CARBON, IL 62034-3401

Tax Assessment & Valuation

The 2025 property tax bill for 15 Ginger Bend was $7,728 with a homeowner's exemption, up 1.5% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Edwardsville Township
Municipality	Glen Carbon Village
Unified School District	Edwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,728.00 (+1.5%)	$121,870 Land $25,790 Building $96,080	$365,610 Land $77,370 Building $288,240
2024	$7,614.00
2022	$6,796.00	$97,870 Land $20,710 Building $77,160	$293,904 Land $62,192 Building $231,712

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 15 Ginger Bend; there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (2002–2008)
Most Recent Claim	Jun 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Ginger Bend is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN CARBON serves 12,618 people · EPA ID IL1190300
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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