15 Gideons Point Rd, Excelsior, MN 55331 Property Records

Hennepin County property record for 15 Gideons Point Rd, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.25 ba · 4,198 sqft · built 1995
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,565,000 (May 2022)
Tax Bill	$22,583 (2025)
Deeds & Mortgages	May 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`28-117-23-14-0074`

Property Details

APN / Parcel Number

Primary APN	`28-117-23-14-0074`

Interior

Bedrooms	4 Beds
Full Baths	4.25 Baths
Half Baths	5 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,198 sqft Living Area
Gross Area	7,250 sqft
1st Floor Area	2,734 sqft
2nd Floor Area	1,464 sqft
Basement Area	1,904 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood
Lot Area	35,284 sqft (0.81 acres)
Terrain	Wooded
View / Lot	Lake Front
Garage Type	Attached
Garage Area	1,148 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	45 sqft
Deck Area	594 sqft
Patio Area	594 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	15 GIDEONS POINT RD
City	EXCELSIOR
State	MN
Zip	55331-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLOCK 002 T GIDEONS POINT IRREGULAR
Legal Range	23
Legal Township	117
Legal Section	28
Legal Quarter	14
Legal Subdivision	GIDEONS POINT
Legal Block	2
Legal Lot Number	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	TONKA BAY
Census Block Group	3
Census Block	3018
Census Tract	27501

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 GIDEONS POINT RD, EXCELSIOR, MN 55331-9526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Prior Sale	May 25, 2022 · Amount on Record
Deed Document Number	20225947484
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 26, 2022
Property Address	15 GIDEONS POINT RD, EXCELSIOR, MN 55331-9526
Document Number	00T5947484
Instrument Date	May 23, 2022
Instrument	T5947484
Transaction Type	Construction Loan
Record Updated	Jun 6, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,164.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15 GIDEONS POINT RD, EXCELSIOR, MN 55331-9526

Mortgage

Document Number	00T5947485
Date	May 26, 2022
Instrument	T5947485

Lender

Name	PARK STATE BANK & TRUST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4.99%
Index	Prime Rate
Max Rate	8.99%

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Tonka Bay City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,583.00 (+15.18%)	$1,768,500 (+6.6%) Land $742,500 Building $1,026,000	$1,768,500 (+6.6%) Land $742,500 Building $1,026,000
2023	$19,607.00 Homeowner's exemption
2022		$1,659,000 Land $599,000 Building $1,060,000	$1,659,000 Land $599,000 Building $1,060,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1980–2014)
Most Recent Claim	Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tonka Bay serves 1,442 people · EPA ID MN1270013
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20