Kent County property record for 15 Gemstone Blvd, Dover, DE 19904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,711 sqft · built 2013 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $326,000 (Mar 2022) |
| Tax Bill | $1,943 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-05-067.01-02-09.00-000 |
| Primary APN | 2-05-067.01-02-09.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,711 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 104 ft deep x 98.6 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 446 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 100 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 84070 |
|---|---|
| Street Address | 15 GEMSTONE BLVD |
| City | DOVER |
| State | DE |
| Zip | 19904-3707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | EMERALD POINTE SUB., LOT #104 15 GEMSTONE BLVD. |
| Legal Subdivision | EMERALD POINTE |
| Legal Lot Number | 104 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 40700 |
Source: Kent County records · APN 2-05-067.01-02-09.00-000
Assessment roll updated September 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 GEMSTONE BLVD, DOVER, DE 19904-3707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 02, 2022 | Deed, Transfer · VA Mortgage NORTHPOINTE BANK |
| Sep 24, 2020 | Intrafamily Transfer, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jul 02, 2018 | Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 02, 2022 · Amount on Record |
| Deed Sale | Mar 02, 2022 · Amount on Record |
| Prior Sale | Sep 24, 2020 |
| Deed Document Number | 2022445609 |
| Deed Book / Page | 11792 / 204 |
| Prior Transfer Date | Aug 07, 2020 |
| Prior Transfer Doc | 0000395695 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Mar 02, 2022 |
| Property Address | 15 GEMSTONE BLVD, DOVER, DE 19904-3707 |
| Document Number | 0000445609 |
| Book / Page | 11792 / 204 |
| Map Reference | MB 71 PG 49 |
| Instrument Date | Feb 23, 2022 |
| Instrument | 2022-445609 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 15 GEMSTONE BLVD, DOVER, DE 19904-3707 |
| Document Number | 0000445610 |
|---|---|
| Date | Mar 02, 2022 |
| Instrument | 2022-445610 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Sep 24, 2020 |
| Property Address | 15 GEMSTONE BLVD, DOVER, DE 19904-3707 |
| Document Number | 0000395695 |
| Book / Page | 10448 / 53 |
| Map Reference | MB 71 PG 49 |
| Instrument Date | Aug 07, 2020 |
| Instrument | 2020-395695 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Title Company | VANTAGE POINT TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 GEMSTONE BLVD, DOVER, DE 19904-3707 |
| Document Number | 0000395696 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 2020-395696 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jul 02, 2018 |
| Property Address | 15 GEMSTONE BLVD, DOVER, DE 19904-3707 |
| Document Number | 0000343409 |
| Book / Page | 009184 / 000343 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 343409 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,997.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 GEMSTONE BLVD DOVER DE 199043707, DOVER, DE 19904-3707 |
| Document Number | 343410 |
|---|---|
| Date | Jul 02, 2018 |
| Book Page | 009185/000001 |
| Instrument | 343410 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
Source: Kent County records · Assessment roll updated September 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Dover City |
| Unified School District | Capital School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,943.00 (+28.68%) | $330,600 (+544.44%) Land $82,200 Building $248,400 |
| 2023 | $1,510.00 | $51,300 Land $8,300 Building $43,000 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 72% of Delaware |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 171 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DOVER WATER DEPARTMENT serves 39,491 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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