Monroe County property record for 15 Geiger Rd, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,707 sqft · built 2005 |
| Lot Size | 0.486 acres (21,170 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,470,000 (Aug 2020) |
| Tax Bill | $15,854 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00144290-000000 |
| Primary APN | 00144290-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,707 sqft Living Area |
| 1st Floor Area | 1,882 sqft |
| Attic | Attic |
| Attic Area | 182 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 21,170 sqft (0.486 acres) |
| View / Lot | Waterfront |
| Garage Type | Covered |
| Garage Area | 1,145 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 732 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1185647 |
|---|---|
| Street Address | 15 GEIGER RD |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SS |
| Legal Description | PT TRACT B BOCA CHICA OCEAN SHORES GEIGER KEY PB5-49 OR419-772 OR420-987E OR650-136 OR759-741 OR793-1722 OR1038-378/79 OR1248-1517/40F/J OR1249-1911/13 OR1338-1716/20ORD OR1458-2135/36 OR1499-2236/37 OR2141-295CE OR2767-1893F/J OR2783-2080/82 OR2856- |
| Legal Range | 26E |
| Legal Township | 67S |
| Legal Section | 26 |
| Legal Subdivision | BOCA CHICA OCEAN SHORES |
| Legal Tract | B |
| Legal Lot Number | B |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 971700 |
Source: Monroe County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 720 WHITMARSH LN, KEY WEST, FL 33040-7431 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Apr 14, 2023 | Deed of Trust, Mortgage · Line of Credit GULF ATLANTIC BANK |
| Aug 12, 2020 | Warranty Deed, Transfer GULF ATLANTIC BANK |
| May 24, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2020 · Amount on Record |
| Deed Sale | Aug 12, 2020 · Amount on Record |
| Prior Sale | Feb 26, 2016 · Amount on Record |
| Deed Document Number | 20202276854 |
| Deed Book / Page | 3036 / 2386 |
| Transfer Doc | 1458002135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 15 GEIGER RD, KEY WEST, FL 33040-6346 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0032201817 |
|---|---|
| Date | Apr 14, 2023 |
| Book Page | 3220/1817 |
| Instrument | 2414109 |
| Name | GULF ATLANTIC BANK |
|---|---|
| Type | Bank |
| Address | KEY WEST, FL 33040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 12, 2020 |
| Property Address | 15 GEIGER RD, KEY WEST, FL 33040-6346 |
| Document Number | 0030362386 |
| Book / Page | 003036 / 002386 |
| Instrument Date | Aug 6, 2020 |
| Instrument | 2276854 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,290.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 720 WHITMARSH LN KEY WEST FL 330407431, KEY WEST, FL 33040-7431 |
| Document Number | 30362388 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 003036/002388 |
| Instrument | 2276855 |
| Name | GULF ATLANTIC BANK |
|---|---|
| Address | 2222 N ROOSEVELT BLVD, KEY WEST, FL 33040-3834 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 24, 2017 |
| Property Address | 15 GEIGER RD, KEY WEST, FL 33040-6346 |
| Document Number | 0028560084 |
| Book / Page | 002856 / 000084 |
| Instrument Date | May 23, 2017 |
| Instrument | 2124481 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7576 CEDAR HURST CT LAKE WORTH FL 334677844, LAKE WORTH, FL 33467-7844 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,854.00 (+16.71%) | $1,767,852 (+19.18%) Land $1,080,517 Building $687,335 | $1,767,852 (+19.18%) Land $1,080,517 Building $687,335 |
| 2024 | $13,584.00 (+6.44%) | ||
| 2023 | $12,762.00 (+5.8%) | $1,483,356 (+0.1%) Land $1,080,517 Building $402,839 | $1,483,356 (+0.1%) Land $1,080,517 Building $402,839 |
| 2022 | $12,062.00 | $1,481,889 Land $1,074,378 Building $407,511 | $1,481,889 Land $1,074,378 Building $407,511 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 243 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 units insured incl. 2 condo units |
| Nearby Flood Claims | 456 (1980–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures